USDA Vs. FHA your options comparison in Binghamton-University, Broome County, NY
In 2025, the USDA loan limit in Binghamton-University, found within Broome county, NY, is set at $285,000. For a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to help decide which is best for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Binghamton-University, Broome, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Considering USDA and FHA Loan Options in Binghamton-University, NY
The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loan options without hassle. Choose from three start points to engage with lenders and discover appropriate USDA loan programs.
A USDA home loan, also known as the USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is restricted to rural areas. Distinct from FHA loans, which require a minimum down payment of 3.5%, USDA loans have the advantage of needing no down payment at all.
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1303 West Industrial Boulevard, Round Rock, TX, 78681
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