For 2026, the USDA loan limit in Fort-Edward, situated in Washington county, NY, is $285,000. In comparison, the FHA loan cap for a single-family residence is $356,362.
Use Lendersa®'s USDA loan calculator to compare today’s leading USDA vs. FHA rates and find out what income, credit, reserves, and documents are required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you determine which program is ideal for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to provide you with the best USDA or FHA loan options swiftly and without hassle. Choose from three starting approaches to align with lenders and access suitable USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural regions. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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