In 2025, the USDA loan limit for Northumberland in Saratoga county, NY, is established at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA and FHA rates, understanding the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to connect you swiftly and seamlessly with the best USDA or FHA loan options available. Choose one of three starting points that align with matching lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas, whereas FHA loans require at least a 3.5% down payment, the USDA loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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