USDA Loan Vs. FHA loan pro & con Argyle, Washington County, NY

In 2026, the USDA loan limit for Argyle in Washington county, NY is $336,500, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between today's USDA and FHA loans. Determine your income, credit score, reserves, and the necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in .

Exploring USDA and FHA Loan Options in Argyle, NY

The aim of Lendersa® is to help you obtain the best USDA or FHA loan quickly and effortlessly. Choose from one of three starting options to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgage loans require no down payment, offering a distinct advantage to eligible borrowers.

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(732) 329-3838 Lender's profile and map Reviews NJ Gateway Federal Credit Union 100 Culver Road, Monmouth Junction, NJ, 08852 We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!
(732) 951-0808 Lender's profile and map Reviews Xpress Financial Mortgage Corp 4270 Route 1 North, Monmouth Junction, NJ, 8852 Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.
(732) 951-0311 Lender's profile and map Reviews ALL STATE LENDERS CORP. 2088 US HWY 130, #100, Monmouth Junction, NJ, 08852 All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost
(585) 624-7474 Lender's profile and map Reviews Pittsford Federal Credit Union 20 Tobey Village Road, Pittsford, NY, 14534 Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
(585) 263-4353 Lender's profile and map Reviews Rochester Home Equity Inc 180 Office Park Way, Suite 2000, Pittsford, NY, 14534 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
732-505-4602 Lender's profile and map Reviews First Funding Loans 1 3rd Ave, Suite 4, Long Branch, NJ, 07740 First Funding Loans, we are dedicated to being the best hard money lenders in New Jersey. This is why we offer a simple and quick way to access loans for various types of property investments. Hard money loans are a great option because they are approved quickly, require minimum documentation and offer funds for projects
(508) 275-9212 Lender's profile and map Reviews Nauset Mortgage 23 Brewster Cross Rd, Orleans, MA, 02653 Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
(585) 325-1760 Lender's profile and map Reviews Moneyline New York LLC 502 Audubon Trail, Rochester, NY, 14622 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(585) 546-4279 Lender's profile and map Reviews Rochester & Monroe County Employees Federal Credit Union 460 N Goodman Street, Rochester, NY, 14609 Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
(570) 752-3671 Lender's profile and map Reviews First Keystone Community Bank 111 West Front Street, Berwick, PA, 18603 First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25' building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.
(800) 564-3195 Lender's profile and map Reviews The First National Bank 223 Main Street, Damariscotta, ME, 04543 First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued. Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
(732) 757-8526 Lender's profile and map Reviews Atlantis Mortgage 55 Oceanport Ave, West Long Branch, NJ, 07764 The Atlantis team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work one-on-one with you to provide a financial solution specifically tailored to meet your financing needs.