In 2025, the USDA loan limit for Argyle in Washington county, NY is $336,500, while the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between today's USDA and FHA loans. Determine your income, credit score, reserves, and the necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to help you obtain the best USDA or FHA loan quickly and effortlessly. Choose from one of three starting options to match with lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgage loans require no down payment, offering a distinct advantage to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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