In 2025, the USDA loan limit for Gloversville, located in Fulton County, NY, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today, and ascertain the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage tool enables comparison of USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to help you obtain the ideal USDA or FHA loan swiftly and hassle-free. Choose one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is available exclusively in rural areas and does not necessitate a down payment, unlike FHA loans which require a minimum of 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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