USDA Vs. FHA your options comparison in Gloversville, Fulton County, NY

In 2025, the USDA loan limit for Gloversville, located in Fulton County, NY, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today, and ascertain the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage tool enables comparison of USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in best fits your financial needs.

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Gloversville, Fulton, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Gloversville, NY

The goal of Lendersa® is to help you obtain the ideal USDA or FHA loan swiftly and hassle-free. Choose one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results illustration

Exploring USDA Loans in NY

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is available exclusively in rural areas and does not necessitate a down payment, unlike FHA loans which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Financial Solutions Corporation
  • 24007 Ventura Blvd, Suite 270, Calabasas, CA, 91302
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Bernal Stephen E
  • 5023 North Parkway, Calabasas, CA, 91302
  • Steve is not your typical “Mortgage Broker.” He is a Mortgage and Financial Consultant—an expert in real estate financing and a trusted advisor who does much more than find you a mortgage with the lowest rate Known for his warmth, insight and integrity, he is passionate about leveraging your mortgage as a valuable investment tool to create wealth.
  • Westcorp Capital, Inc.
  • 23901 Calabasas Road, Suite 2000, Calabasas, CA, 91302
  • Westcorp Capital is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Priority Financial Network
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
  • Priority Financial Network is an equal housing lender and operates as a privately-owned, Fannie Mae, Freddie Mac and FHA approved Mortgage Banker, and offers our clients a diverse portfolio of loan options to fit any loan scenario. We provide borrowers with the advantages and resources of larger financial institutions
  • Marquee Funding Group
  • 24025 Park Sorrento, Suite 150, Calabasas, CA, 91302
  • Marquee Funding Group, Inc. is a full service mortgage banking firm specializing in the origination, investment sale, and servicing of privately placed real estate loans more commonly known as hard money / private equity loans.
  • ALTLOAN
  • 5016 North Parkway Calabasas Suite 200, Calabasas, CA, 91302
  • ALTLOAN sources the best available capital for residential Non-QM loans with easy guidelines and competitive rates. All loans are underwritten in-house to ensure easy execution and fast closings for Mortgage Brokers. All Underwriters, Account Managers and Account Executives have 5+ years experience in the mortgage business with Non-QM experience.
  • Action Funding, Inc.
  • 23875 Ventura Blvd. #202-B, Calabasas, CA, 91302
  • ACTION FUNDING INC. is a direct private money lender that originates and funds private money loans for business purposes in California and Texas. We are here to be of service to real estate agents, investors, and mortgage brokers by providing them a quick and reliable source of funding which will add value to your team.
  • Pacific Capital Funding Corp
  • 5023 N. Parkway Calabasas, CALABASAS, CA, 91302
  • PCFC operates with a high degree of professionalism, excellent customer service and a high level of ethics at all times. Our clients keep coming back because they can count on us to do what we say and to value the relationship above the deal. Our goal is to bridge the gap between real estate investors
  • Private Mortgage Fund
  • 23586 Calabasas Rd., Ste. 100, Calabasas, CA, 91302
  • Private Mortgage Fund, LLC is a California bridge lender founded in 2009. Our focus is to offer the real estate investor fast and reliable execution with creative structure. The principals of PMF have a diverse real estate background with a combined 60 years of experience in lending, brokerage, real estate ownership and management.
  • Union Home Loan
  • 23586 Calabasas Road, Suite 203, Calabasas, CA, 91302
  • Union Home Loan arranges hard money loans for commercial, land, mixed use, residential, apartments, industrial, casinos, hotels, property Investment and unusual properties. Our funding time takes an average of two weeks. We are a direct lender as well as private money brokers in CA. Complicated lending is our specialty.
  • Marquee Funding Group
  • 24025 PARK SORRENTO, SUITE 150, Calabasas, CA, 91302
  • Marquee Funding Group offers investors an alternative and secured real estate investment. These investments are in the form of a Promissory Note secured by a Deed of Trust (Trust Deeds) and collateralized, secured, and insured on all types of property throughout California and Colorado