In 2026, the USDA loan limit for Gloversville, located in Fulton County, NY, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today, and ascertain the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage tool enables comparison of USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in best fits your financial needs.
2026 Loan Limits and Down Payment Requirements in Gloversville, Fulton, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Gloversville, NY
The goal of Lendersa® is to help you obtain the ideal USDA or FHA loan swiftly and hassle-free. Choose one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is available exclusively in rural areas and does not necessitate a down payment, unlike FHA loans which require a minimum of 3.5% down payment.
The Upstate Telco FCU, Charter #10746, was organized on March 20, 1956. There were 17 chartering members and the first Board of Directors, Credit, and Supervisory Committee members were elected at its first special meeting.
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First Choice Financial Federal Credit Union boasts over $152 Million in assets and is located in three great locations in Gloversville, NY and Broadalbin, NY. FCFFCU provides a wide range of quality financial services while preserving a competitive and stable financial institution. FCFFCU is a not-for-profit cooperative owned
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Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
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