FHA Vs. USDA loan program for Mayfield, Fulton County, New York

In the year 2025, within Mayfield, located in Fulton county, NY, the USDA loan limit is capped at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose today's top USDA against FHA rates, and figure out the income, credit reserve requirements, and documentation needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in your decision as to which financial program is ideal in for your specific needs.

USDA and FHA Loan Choices in Mayfield, NY

Lendersa®'s aim is to connect you with the most suitable USDA or FHA loan swiftly and without complications. Initiate your journey with one of three starting options to align with lenders and secure excellent USDA loan programs.

Defining USDA Loans in NY

The USDA home loan, recognized as the USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture for exclusive use in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans feature the significant advantage of requiring no down payment at all.

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(800) 837-8111 Lender's profile and map Reviews The Union Bank Co. 105 Progressive Drive, Columbus Grove, OH, 45830 The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
(540) 260-3126 Lender's profile and map Reviews Virginia Community Capital 110 Peppers Ferry Road NW, Christiansburg, VA, 24073 Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.
(989) 910-5135 Lender's profile and map Reviews North Central Area Credit Union 2665 S. Reserve Rd, Houghton Lake, MI, 48629 NCACU is dedicated to establishing trusting relationships with our members, and going the extra mile to help you reach your financial goals. Credit unions are democratically owned and controlled institutions based on People Helping People principles. Credit unions have no outside stockholders
(989) 773-5927 Lender's profile and map Reviews Isabella Community Credit Union 2400 South Isabella Road, Mount Pleasant, MI, 48858 Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!
(434) 792-0198 Lender's profile and map Reviews Movement Bank 201 N. Union Street, Danville, VA, 24541 At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.
(434) 792-5111 Lender's profile and map Reviews American National Bank & Trust Company 628 Main St, Danville, VA, 24541 American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.
(419) 224-7861 Lender's profile and map Reviews Nickel Steel Federal Credit Union 1067 South Main Street, Lima, OH, 45804 Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
(231) 627-3145 Lender's profile and map Reviews Straits Area Federal Credit Union 201 Locust Street, Cheboygan, MI, 49721 Straits Area Federal Credit Union, you’ll save. When your checking account is with Straits Area Federal Credit Union, you’ll save. Every time you use a credit card from us, you’ll save.We have three convenient Northern Michigan locations: Cheboygan, Indian River, and Mackinaw City.
(231) 627-7111 Lender's profile and map Reviews Citizens National Bank 303 N. Main St, Cheboygan, MI, 49721 Citizens National Bank is the largest community bank in Northern Michigan. The Bank was established on January 24, 1931 and has been operating under the same name and at the same location in Cheboygan ever since. The Bank has 8 full-service branches located in Cheboygan, Emmet and Presque Isle counties.
(419) 783-8950 Lender's profile and map Reviews The State Bank and Trust Company 401 Clinton Street, Defiance, OH, 43512 State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions. Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
(419) 783-6500 Lender's profile and map Reviews Midwest Community Federal Credit Union 8770 State Route 66, Defiance, OH, 43512 Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
(252) 937-2152 Lender's profile and map Reviews First Carolina Bank 171 North Winstead Avenue, Rocky Mount, NC, 27804 First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.