USDA Loan Vs. FHA loan pro & con Great-Neck-Estates, Nassau County, NY

In the year 2025, the USDA loan limit in Great-Neck-Estates, located in Nassau, NY, is set at $0, whereas the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. By using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial situation.

Options for USDA and FHA Loans in Great-Neck-Estates, NY

The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan, hassle-free. Select one of three methods to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA loan is guaranteed by the Department of Agriculture and is also referred to as a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none at all.

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(803) 707-9997 Lender's profile and map Reviews Kwest Mortgage Group, LLC 1725 St Matthews Rd, Orangeburg, SC, 29118 Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound
(231) 879-4154 Lender's profile and map Reviews Forest Area Federal Credit Union 638 Boyd St, Fife Lake, MI, 49633 Our mission is to provide our members with quality financial services, giving special attention to their individual needs. Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found.
(502) 268-5256 Lender's profile and map Reviews Farmers Bank of Milton 41 Ferry Street, Milton, KY, 40045 At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.
(866) 399-3762 Lender's profile and map Reviews Compass Credit Union 485 S State Street, Sparta, MI, 49345 At Compass, we are community servants; we are educators; we are foundry workers; we are volunteers working for the betterment of everyone; we are members, and we are committed to navigating our mutual financial journey together And while we may all come from diverse backgrounds, we take pride in our shared neighborhoods
(616) 887-7366 Lender's profile and map Reviews ChoiceOne Bank 109 E. Division, Sparta, MI, 49345 ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.
(865) 523-0757 Lender's profile and map Reviews New South Credit Union 3261 North Mall Road, Knoxville, TN, 37924 New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.
(865) 453-2650 Lender's profile and map Reviews SmartBank 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863 SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
(616) 784-4822 Lender's profile and map Reviews Meijer Credit Union 2410 Gaynor Avenue NW, Grand Rapids, MI, 49544 Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.
(864) 859-3607 Lender's profile and map Reviews Spero Financial 118 Brushy Creek Rd, Easley, SC, 29642 While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future
(423) 562-4921 Lender's profile and map Reviews Peoples Bank of the South 106 West Central Ave, La Follette, TN, 37766 Peoples Bank of the South Founded in 1917,The Bank was founded on the same corner on which it now stands. It was not founded as a result of a planned course of action by a large group of bankers or financiers. Quite to the contrary, this bank is a result of a vision shared by two men of high character.
(616) 406-2480 Lender's profile and map Reviews Rivertown Community Credit Union 3121 Macatawa Drive SW, Grandville, MI, 49418 Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service. We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.
(616) 929-1600 Lender's profile and map Reviews Grand River Bank 4471 Wilson Ave SW, Grandville, MI, 49418 Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members