USDA Vs. FHA Pro and Con comparison in Manhasset, Nassau County, NY

For 2025, the USDA loan limit in Manhasset, located in the county of Nassau, NY, is $0, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today and to establish the necessary income, credit, reserves, and documentation for qualification. With our cutting-edge mortgage calculator, you can see USDA, FHA, Conforming, and VA options in parallel, making it easier to decide which program in Alabama best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Manhasset, Nassau County, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Navigate USDA and FHA Loan Options in Manhasset, NY

Lendersa® aims to quickly and effortlessly secure the best USDA or FHA loan for you. Choose from three different paths to connect with lenders and USDA loan programs.

Lendersa USDA loan optimization and results

Understanding USDA Loans in NY

The USDA home loan is a financial option guaranteed by the government, specifically by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Western Federal Savings Bank
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  • Med 5 Federal Credit Union
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  • We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal
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