USDA VS FHA in Manhasset, Nassau County, NY

For 2025, the USDA loan limit in Manhasset, located in the county of Nassau, NY, is $0, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today and to establish the necessary income, credit, reserves, and documentation for qualification. With our cutting-edge mortgage calculator, you can see USDA, FHA, Conforming, and VA options in parallel, making it easier to decide which program in Alabama best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Manhasset, Nassau County, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Navigate USDA and FHA Loan Options in Manhasset, NY

Lendersa® aims to quickly and effortlessly secure the best USDA or FHA loan for you. Choose from three different paths to connect with lenders and USDA loan programs.

Lendersa USDA loan optimization and results

Understanding USDA Loans in NY

The USDA home loan is a financial option guaranteed by the government, specifically by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 10 Chatham Square, New York, NY, 10038
  • United Orient Bank is the first indigenous community bank in New York Chinatown. The mission of this bank is to provide its shareholders with a safe and profitable return on their investment, over the long term. This will be accomplished by identifying and serving all legitimate financial needs of the community
  • The Finest Federal Credit Union
  • 215 Park Row, Suite 2, New York, NY, 10038
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  • Global Bank
  • 8 Catherine Street, New York, NY, 10038
  • Global Bank is a bank with operations in one state. Global Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages Global Bank is a New York State-chartered, FDIC insured commercial bank. We were formed by a group of civic-minded local Chinese-American business people, is locally owned, and commenc
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  • 123 William Street, 12th Floor, New York, NY, 10038
  • The Rent Stabilization Association and the NYC Housing Partnership collaborated to create RSA Mortgage Brokerage to serve the needs of owners of small to large multi-family, mixed-use and commercial buildings bringing their combined 75 years focus on sustaining the quality of New York’s multi-family buildings.
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  • 139 centre street, Suite 806, New York, NY, 10013
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