USDA and FHA Pro and Con in Manhasset, Nassau County, NY

For 2026, the USDA loan limit in Manhasset, located in the county of Nassau, NY, is $0, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today and to establish the necessary income, credit, reserves, and documentation for qualification. With our cutting-edge mortgage calculator, you can see USDA, FHA, Conforming, and VA options in parallel, making it easier to decide which program in Alabama best suits your financial situation.

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Manhasset, Nassau County, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Navigate USDA and FHA Loan Options in Manhasset, NY

Lendersa® aims to quickly and effortlessly secure the best USDA or FHA loan for you. Choose from three different paths to connect with lenders and USDA loan programs.

Lendersa USDA loan optimization and results

Understanding USDA Loans in NY

The USDA home loan is a financial option guaranteed by the government, specifically by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Manhasset Lenders

  • Americana Mortgage Group
  • 1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
  • Lends in New York
  • We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.

  • The Heart Center Federal Credit Union
  • 100 Port Washington Boulevard, Roslyn, NY, 11576
  • Lends in New York
  • The Heart Center Federal Credit Union has been open since 1976. The credit union has assets totaling $23.8 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.

  • ShareStates
  • 8 Bond St #100, Great Neck, NY, 11021
  • Lends in New York
  • Sharestates is an online real estate lending and investing marketplace connecting investors with developers and rehabbers seeking funding. Using proprietary technology, we acquire, fund, and service projects faster and at lower costs than traditional financing. We offer investors exclusive opportunities while providing borrowers fast, affordable ca

  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Lends in New York
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.

  • Truen Associate Inc
  • 10 Cutter Mill Rd, Suite 202, Great Neck, NY, 11021
  • Lends in New York
  • Truen & Michaels, LLC offers the best selection of bridge loans and conventional financing in all 50 states. No matter where your project is located, and what type of real estate project you are looking to finance, we can match you with the loan program which will help you achieve your goals.

  • HUDSON GROUP REALTY NETWORK; REAL ESTATE BROKERAGE & COMMERCIAL LENDING
  • 55 Northern Boulevard, Suite 400, Great Neck, NY, 11021
  • Lends in New York
  • HGRN was formed in 2012 as a direct response to the need for clients to have access to the information they needed when buying or selling property. With the many programs in NY for first time homebuyers or for the information needed to complete a 1031 tax exchange, Hudson Group Realty Network Inc, is prepared to guide the client from inception.

  • Merita Capital Funding LLC
  • 45 Middle Neck Road, Suite 210, Great Neck, NY, 11021
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Powerhouse Solutions, Inc.
  • 11 Grace Avenue, Suite 307, Great Neck, NY, 11021
  • Lends in New York
  • Powerhouse Solutions, Inc. (PHS) is a NYS licensed banking entity that originates mortgage loans directly to consumers. As a direct lender, we have the highest level of integrity and a genuine caring and concern for our customers. At PHS we believe "Your Mortgage Solution Starts With Us.

  • Silver Fin Capital Group LLC
  • 11 Grace Avenue, Suite 408, Great Neck, NY, 11021
  • Lends in New York
  • Silver Fin Capital is a mortgage broker licensed to conduct residential business in Connecticut, Florida, New Jersey & New York & commercial loans throughout most of the United States. Our customized pricing engine & proprietary database provides access to over 50 lenders, allowing our loan officers to match you and your needs with the loan options