USDA Vs. FHA Pro and Con comparison in North-Hills, Nassau County, NY

In 2025, the USDA loan limit in North-Hills, located in Nassau county, NY, is set at $0. Conversely, for a single-family home, the FHA limit is $822,375.

Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates of today. Assess income, credit requirements, reserves, and necessary documents for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping choose the ideal program suited to your financial needs in .

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2025 Loan Limits and Downpayment Requirments in North-Hills, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in North-Hills, NY

Lendersa® aims to quickly find you the best USDA or FHA loan options without hassle. Choose from three starting strategies to connect with lenders and discover suitable USDA loan programs.

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What is a USDA Loan in NY?

A USDA home loan, commonly referred to as the USDA rural development loan or USDA mortgage, is backed by the government via the Department of Agriculture and available exclusively in rural regions. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans offer the unique advantage of not needing any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GNC Community Federal Credit Union
  • 201 South Jefferson Street, New Castle, PA, 16101
  • GNC Community FCU is a strong financial institution with assets of over $ 70, 000, 000 and in many aspects has exceeded the financial norms of and to become a very strong organization. We rank high within our peers in many areas. GNC is a member of the Shenango Valley Chapter of Credit Unions which incorporates over 10 credit unions.
  • First Choice Federal Credit Union
  • 2209 West State Street, New Castle, PA, 16101
  • First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.
  • Family 1st Federal Credit Union
  • 917 Moravia Street, New Castle, PA, 16101
  • It has been a pleasure to serve our members for over 50 years! Since 1951, we have grown not only in membership, but also in services, enabling usto be your primary financial institution. Family 1st is a financial cooperative owned and operated by its members, that will assist the members to meet their financial needs.
  • SELECT MORTGAGE, INC.
  • 2530 Village Common Dr., Erie, PA, 16506
  • SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step
  • Hometown Mortgage Company
  • 117 Worthington Ave, New Castle, PA, 16105
  • Our goal Is to provide quality and ethical mortgage lending advise while providing the highest level of professional service. We reach out to lenders across the country to find you the best rate on your mortgage. Why let a high mortgage rate spoil your next house or a bank have you pay more for a loan then you need.
  • Mortgage Placement Services
  • 226 Mohawk Drive, New Castle, PA, 16105
  • Mortgage Placement Services is a State approved mortgage broker working with the Nation's largest wholesale lending institutions. Our objective is to arrange real estate secured financing for our customers with particular emphasis on creating a favorable overall financial condition for them. Each member of the MPS Staff is a thoroughly trained.
  • Multi-Schools Federal Credit Union
  • 1033 Main Street, Wampum, PA, 16157
  • Multi-Schools Federal Credit Union is dedicated to being faithful to its members. Its mission is to provide financial support and guidance following the "People-not-Profit" philosophy. At the Credit Union we endlessly strive to offer our members a wide range of quality products & services, mixed with the individual attention that everyone deserves.
  • Mortgage Lending Solutions
  • 900 Pennsylvania Ave, Monaca, PA, 15061
  • Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process
  • Community Bank
  • 2111 North Franklin Dr, Suite 200, Washington, PA, 15301
  • For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,