USDA Vs. FHA Pro and Con comparison in Corinth, Saratoga County, NY

In 2025, the USDA loan limit in Corinth, Saratoga, NY is $336,500, while for an FHA loan, it's $472,030 for single-family homes.

Utilize Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates. Determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, guiding your choice for the best program in for your financial needs.

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment Requirements in Corinth, Saratoga, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Options in Corinth, NY

The mission of Lendersa® is to connect you with the best USDA or FHA loans swiftly and without hassle. Choose from three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in NY

A USDA home loan, backed by the Department of Agriculture, often called a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lone Star Wide Capital Inc
  • 2301-D Nantucket Dr, Houston, TX, 77057
  • Lone Star Wide Capital buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Texas Property Lending Inc
  • 5718 Westheimer Rd, Suite 1000, Houston, TX, 77057
  • We are different. Different is good. We go the extra mile. We bring you a wide selection of loan products and help you understand the essential elements of the loan process. If your FICO score could use help, we will give you a step-by-step plan to help you boost it with our Artificial Intelligence (AI) software. We always strive to bring you the
  • Amerifirst Home Loans, LLC
  • 5847 San Felipe, 17th Floor, Houston, TX, 77057
  • Amerifirst Home Loans, LLC. (“we” or “us”) operates the https://amerifirsthomeloans.com/ website and related mobile applications for the solicitation, origination, servicing, and sale of mortgage loans (hereinafter referred to as the “Service”). This page informs you of our policies regarding the collection, use
  • Neider Mortgage
  • 5920 Star Lane, Houston, TX, 77057
  • Neider Mortgage's mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Flagstone Financial
  • 1800 Bering, Suite 100, Houston, TX, 77057
  • Flagstone Financial was founded in 2001 by Cary Michael Cox, who previously had started Vantage Capital Services and Houston Residential Properties. Darren Smith, with his CPA and MBA in finance, was brought on as a partner in 2005 to run the commercial lending division. We offer all mortgage types, though.
  • Clear Lending Corp
  • 2323 S. Voss Road, Suite 335, Houston, TX, 77057
  • Clear Lending is a residential and commercial real estate lending services company dedicated to maintaining the highest ethical standards to its customers, agencies, and lenders and most definitely committed to customer satisfaction.Clear Lending is licensed by the Texas Department of Savings and Mortgage Lending
  • Infinity Investment Group, Inc.
  • 6250 WESTPARK DRIVE SUITE 230, Houston, TX, 77057
  • Infinity Investment Group, Inc is a leading full service commercial mortgage brokerage (finance locator) for all of your commercial capital. We possess the financial resources, industry expertise and product knowledge to serve the needs of today’s real estate market. Infinity Investment Group, Inc.
  • Eastern Colorado Bank
  • 10 South First Street, Cheyenne Wells, CO, 80810
  • The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
  • Custom Funding
  • 3219 Maryfield Lane, Pearland, TX, 77581
  • Custom Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools