USDA Loan Vs. FHA loan for Guilderland, NY 2025

In 2025, USDA loan limit in Guilderland, county of Albany, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Guilderland, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 302-3912 1637 miles Lender's profile and map Reviews Premier Lending, LLC 2425 Canyon Blvd, Boulder, CO, 80302 At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
(970) 219-0806 1637 miles Lender's profile and map Reviews Colorado Mortgages 2129 13th St, Boulder, CO, 80302 Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
(303) 444-1200 1637 miles Lender's profile and map Reviews Resource Mortgage Corporation 1221 Pearl Street, Boulder, CO, 80302 We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
(303) 443-5575 1637 miles Lender's profile and map Reviews DSW Mortgage Inc 929 Pearl Street, Suite 350, Boulder, CO, 80302 Our primary focus is to provide and unparraelled service to anyone who needs to buy a home. With Mutual Security Mortgage you will receive straightforward answers that are backed by impeccable service. We are the only locally owned and operated mortgage company in Boulder Colorado.
(303) 809-7885 1637 miles Lender's profile and map Reviews J Stevens Mortgage 2299 Pearl Street, Suite 208, Boulder, CO, 80302 With an established reputation for finding mortgage solutions through creative financing we offer personalized attention and focus on your unique individual financial needs to get the outcome that you are looking for. If you're buying a new home we can help you get pre-qualified and find out how much you can spend on your new home Purchase.
(303) 449-8855 1637 miles Lender's profile and map Reviews Premier Mortgage Group 1844 Folsom St, Boulder, CO, 80302 A Colorado owned and operated company since 1986, Premier Mortgage Group, a division of Cherry Creek Mortgage Co., Inc., is one of the Rocky Mountain Region’s most trusted providers of home loans. Built on the hallmarks of integrity, excellence and dedication, we are committed to caring for our customers and building lifetime relationships
(210) 442-0100 1637 miles Lender's profile and map Reviews Firstmark Credit Union 2023 Gold Canyon Drive, San Antonio, TX, 78232 In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.
(210) 496-6116 1637 miles Lender's profile and map Reviews Lone Star Capital Bank, National Association 150 N Loop 1604 East, San Antonio, TX, 78232 Lone Star Capital Bank (LSCB) is headquartered in San Antonio, Texas. LSCB’s formation was completed when Clear Lake National Bank and Mission Bank merged into one, and the new bank began operations on June 1, 2003. On September 30, 2012, LSCB completed its acquisition of Cattleman’s National Bank, headquartered in Johnson City, Texas.
(210) 399-0410 1637 miles Lender's profile and map Reviews All About Texas Vet Loans 211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232 We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.
(210) 494-7293 1637 miles Lender's profile and map Reviews Megamerica Mortgage Group, INC 17020 San Pedro, San Antonio, TX, 78232 Megamerica Mortgage Group, Inc. operates as a full service mortgage broker and correspondent lender. Megamerica was founded in 1994 by Ron Wakefield as a vehicle for mortgage brokers and loan officers to increase their profits by going into business for themselves, yet still having the benefits of a larger company.
(210) 408-0404 1637 miles Lender's profile and map Reviews MARQUEE MORTGAGE 16410 Blanco Road, Suite 3, San Antonio, TX, 78232 Marquee Mortgage offer the best mortgage tools available on the Internet easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" TRUSTED ADVISOR to guide you through the often difficult and confusing process.