During the year 2025, the USDA loan limit in Guilderland, county of Albany, NY, is specified as $336,500. In contrast, the FHA limit for a single-family house is set at $472,030.
To compare the very best rates available for USDA versus FHA loans today, make use of Lendersa® USDA loan calculator. It helps in determining the necessary income, credit score, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator provides a detailed side-by-side view of USDA, FHA, Conforming, and VA loan options, assisting you in making an informed decision about the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Guilderland, County of Albany, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Guilderland, NY
Lendersa® aims to help you secure the best possible USDA or FHA loan in a quick and hassle-free manner. Begin by choosing one of three potential starting points, which connect you with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is strictly available in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan program does not require any down payment, offering a significant benefit to qualified borrowers.
15315 Magnolia Blvd #328, Sherman Oaks, CA 91403, United States, Sherman Oaks, CA, 91403
A Premier Reverse Mortgage Broker in California, Standard Lenders provides unrivaled transparency, communication, and accessibility. We stay in touch with clients regularly and update them on the latest happenings in the housing industry that could affect their finances. Our loan experts can connect with you over the phone, email, and at home to ac
14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14930 Ventura Blvd, Suite 240, Sherman Oaks, CA, 91403
ClearCap inc. is an individualized Broker for complete financing needs. We employ, Work with, and have long standing relationships with wholesale and non-retail banks. We can link you directly to the lender without any other institutions involved so that you are able to deal with decision makers who can progress your file.
15315 Magnolia, Suite 215, Sherman Oaks, CA, 91403
Loan Science is a high volume, boutique lending firm celebrating its 12th year in real estate finance. Having a solid reputation for quality business, the company has created a culture of success, based on loan officer support, product access, marketing strategies, generous compensation structure, and a sincere sense of team.
15233 Ventura Boulevard, Suite 500, Sherman Oaks, CA, 91403
Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.
15130 Ventura Blvd, Suite 320, Sherman Oaks, CA, 91403
Our company strives for excellence. We open our services to anyone in California, that's how confident we are in our ability to aid those in need of real estate guidance. Investors, brokers, agents, clients, and anyone that is interested in matters revolving around real estate is welcome to contact a member of our team.
15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
At ALG Mortgage we take your application and shop 100+ lenders nationwide for you, with just one credit inquiry. Our motto is simple: “Hundreds of Options. One Simple Application.” Designed to save you precious time and money. Shop ALL options with one application with ALG Mortgage. Your local bank will take all your info, run your credit,
