In 2025, the USDA loan limit for a single-family home in Westmere, Albany, NY, is $336,500, while the FHA limit stands at $472,030.
Utilize Lendersa® USDA loan calculator to explore the most competitive USDA vs. FHA rates available today. Determine the income, credit, reserves, and documentation requirements for qualification. By utilizing our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans alongside each other to assist in determining the most beneficial program for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Westmere, Albany, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Westmere, NY
Lendersa® aims to secure the best possible USDA or FHA loans for you quickly and effortlessly. Select from three starting options to match with lenders, guiding you through different USDA loan programs tailored to your requirements.
The USDA home loan, backed by the government Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans offer a no down payment option.
At CFN Mortgage Capital, we consistently provide an exceptional customer experience by delivering superior mortgage financing solutions by a well-trained and talented staff of industry professionals. CFN takes advantage of the latest innovative advances in technology, making the financing process more efficient and cost effective.
Our team of mortgage brokers are committed and our certainty of execution is what sets us apart and is at the heart of everything we do – from innovating in simplifying due diligence to streamlining loan documents. Borrowers can expect nothing less than personal service from in-market experts who can and will deliver solutions for any deal.
10300 Southwest 72 Street, Suite 465, Miami, FL, 33173
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
9360 Southwest 72nd Street, Suite 225, Miami, FL, 33173
Welcome to Home Mortgage Center; we're here to help with services such as Reverse Mortgages & Private Loans. We offer solutions for your needs on an appointment only basis to provide a personalized approach! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7550 Southwest 96th Court, Suite 1, Miami, FL, 33173
At SFMI Lending Capital Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
