USDA Vs. FHA Pro and Con comparison in New-Scotland, Albany County, NY
In 2025, the USDA loan limit for New-Scotland, in the county of Albany, NY,
is $285,000. The FHA limit for a single-family home stands at
$356,362.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates.
Determine the necessary income, credit, reserves, and documents to qualify.
Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options,
helping you decide on the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in New-Scotland, Albany, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Options: USDA and FHA in New-Scotland, NY
Lendersa® is committed to finding you the best USDA or FHA loan quickly and hassle-free.
Choose from three starting points to connect with matching lenders and suitable USDA loan options.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also referred to as a
USDA rural development loan or USDA mortgage, offered exclusively in rural areas. Unlike FHA loans requiring
a minimum 3.5% down payment, USDA loans require none, offering significant financial benefits.
The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom
Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution
We are a boutique mortgage broker with offices located in Anchorage, Wasilla, and Fairbanks. When you decide to buy, finding the right home is only half the battle; you also need to find the right mortgage loan. First Rate Financial is committed to helping you find the right mortgage product.
307 E. Northern Lights Blvd, Suite 202, Anchorage, AK, 99503
CA$H NOW Financial Corporation is in the business of providing “CA$H NOW — For Real Estate Notes and Other Deferred Payments” and Commercial Investment Financing. In addition to Real Estate Notes we buy Notes secured by mobile homes, certain businesses and structured settlements and annuities.Ken Gain is the president and owner of CA$H NOW.
At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.
3600 Spenard Road, Suite 100, Anchorage, AK, 99503
Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,
3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
Homestate Mortgage Company LLC is located in Wasilla, AK, United States and is part of the Mortgage Banking Industry. Homestate Mortgage Company LLC has 1 employees at this location. (Employees figure is modelled). There are 3 companies in the Homestate Mortgage Company LLC corporate family.
"Titan Mortgage specializes in the Alaska mortgage market. Our experts have been helping Alaskans with their borrowing needs since 2010 Lower your monthly mortgage payments
Pay off your mortgage in less time
Pay off your other debts
Use your home equity to get extra cash
Make home improvements"
Our mission is to find the mortgage that best fits our clients’ needs. Since our inception, we’ve provided more than 60,000 loans to Alaskans, including Conventional loans to Fannie Mae and Freddie Mac, Federal Housing Administration (FHA) loans, Rural Development loans, HUD 184 loans for Alaska Natives and American Indians, Alaska Housing
3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
Homestate Mortgage, we offer a wide variety of loan programs to fit any home buying scenario. Whether you're buying your very first home or a veteran homeowner moving up or downsizing, we have the right mortgage & program to fit your needs.Our staff of seasoned professionals will make certain that the mortgage part of your home buying experience
