USDA Loan Vs. FHA loan for New-Scotland, NY 2025

In 2025, the USDA loan limit for New-Scotland, in the county of Albany, NY, is $285,000. The FHA limit for a single-family home stands at $356,362.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide on the best program for your financial situation in .

Loan Options: USDA and FHA in New-Scotland, NY

Lendersa® is committed to finding you the best USDA or FHA loan quickly and hassle-free. Choose from three starting points to connect with matching lenders and suitable USDA loan options.

Results from Lendersa USDA loan requests

Understanding USDA Loans in NY

A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none, offering significant financial benefits.

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(570) 275-6155 Lender's profile and map Reviews MC Federal Credit Union 390 Walnut Street, Danville, PA, 17821 MC Federal Credit Union has remained committed to our members and the community. Unlike banks, MC Federal is owned by members and run by members. When we make money, it does not go to shareholders, it goes directly back to our members. As a result, MC Federal has industry leading dividends on deposit accounts. Our business plan is simple: Unbreakab
(570) 275-3308 Lender's profile and map Reviews Central Susquehanna Community Federal Credit Union 530 E Market Street, Danville, PA, 17821 CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
(585) 282-0960 Lender's profile and map Reviews Tier One Mortgage (New York) 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
(800) 320-0447 Lender's profile and map Reviews Preferred Mortgage Corporation of New York 1674 Empire Blvd, Suite 200, Garden City, NY, 14580 We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
(585) 314-5600 Lender's profile and map Reviews Tier One Mortgage, LLC 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan
(800) 446-4493 Lender's profile and map Reviews Preferred Funding Services, Inc. 25 Homestead Drive, Suite F, Columbus, NJ, 08022 At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(215) 646-8400 Lender's profile and map Reviews Ambler Savings Bank 155 E Butler Avenue, Ambler, PA, 19002 For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender. Ambler Savings Bank has been serving the financial needs of residents
(215) 658-1901 Lender's profile and map Reviews United Lending Group of NJ 1716 Penns Ln, Ambler, PA, 19002 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(215) 880-3636 Lender's profile and map Reviews Philadelphia Mortgage Company, Inc 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002 Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.
(215) 600-3419 Lender's profile and map Reviews Legacy Capital 921A N Bethlehem Pike, Unit 2, Ambler, PA, 19002 We’ve been financial advisors, note buyers, real estate operators, developers, lenders, educators, advisors, and coaches. But one big passion that has been there throughout everything and has only grown for us over the years is how to utilize finance to grow and scale businesses in a responsible way.