USDA Vs. FHA Pro and Con comparison in Hampton-Bays, Suffolk County, NY
In 2025, the USDA loan limit in Hampton-Bays, within the county of Suffolk, NY, is $657,900. Meanwhile, the FHA ceiling for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to assess today's premier USDA and FHA rates. This tool helps determine the necessary income, creditworthiness, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, allowing you to decide which program in Alabama is most suitable for your unique financial situation.
Loan Limits and Down Payment Requirements for 2025 in Hampton-Bays, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Hampton-Bays, NY
The mission of Lendersa® is to seamlessly and efficiently secure the best USDA or FHA loan for you. Begin your journey by choosing one of three pathways to connect with suitable lenders and USDA loan programs.
The USDA home loan, backed by the government’s Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is exclusive to rural areas. It stands apart from FHA loans, which require a minimum of 3.5% down payment, as the USDA mortgage demands no down payment, offering a distinct advantage for eligible buyers in rural regions.
7700 Irvine Center Drive, 3rd Floor, Irvine, CA, 92618
We care deeply about figuring out how to make our client’s dreams into a reality. We’re about transforming the equity in your home into capital to pay for college tuitions, dream vacations, or weddings, without adding extra costs or burdens. Our unique system simplifies and streamlines the mortgage process.
9070 Irvine Center Dr, Suite 250, Irvine, CA, 92618
"At Inspira Group, we think you should have it all: a beautiful new dream home, the top dollar for your old home, and preferred providers to finance it all. We care about the process as much as you do.
That’s why every client is in great hands with Inspira Group. We take a comprehensive, seamless approach to buying, selling,"
400 Spectrum Center Drive, Suite 1660, Irvine, CA, 92618
Loandrone, Inc. is a mortgage lending company headquartered in Irvine, CA that believes in putting its customer’s interests first. We offer home purchase and refinance loans to our customers. We search through hundreds of loan programs and pricing to find the best option for you. Your financial wellness is our top priority. Currently.
300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
At RPM Bancorp, Inc., where we specialize in residential mortgages. At RPM Bancorp, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Clear Mortgage Capital Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service After working in the finance industry for 20 years. I have done a full circle back into mortgage and commercial loans. Having worked in retail banking, business banking & home mortgage.
9891 Irvine Center Drive, Suite 150, Irvine, CA, 92618
We Specialize in Purchases and refinances for Conventional and Government programs. We Do Reverse Mortgages, Line of Credit, and Stated income. I have been in the same area for 19 years and in Southern Orange County since 1986, when I started in the business. Our rating is A+ with Better Business Bureau (BBB)
At Eiffel Mortgage Services, Inc. We are a full-service mortgage company based in Irvine, California. We specialize in Conventional, FHA, VA, First Time Home Buyers in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or Refinancing in any of these zip codes: 92618
7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
At TrustLink Mortgage we truly care about our clients and our partners. We are a mortgage broker with over 35+ years of experience and have multiple options to source from and together we will choose the best lender and product to meet your needs. We have overseen thousands of loan closings representing more than $3 billion in volume.
"TheBestRefi provides some of the most competitive rates and an enjoyable loan process, so you can treat yourself to your best loan yet and also TheBestRefi, we strive to be the lender of choice, by providing some of the most competitive VA, FHA, and
Fannie Mae rates available, along with added benefits, for your complete peace of mind"
