In 2025, the USDA loan limit in Hampton-Bays, within the county of Suffolk, NY, is $657,900. Meanwhile, the FHA ceiling for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to assess today's premier USDA and FHA rates. This tool helps determine the necessary income, creditworthiness, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, allowing you to decide which program in Alabama is most suitable for your unique financial situation.
Loan Limits and Down Payment Requirements for 2025 in Hampton-Bays, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Hampton-Bays, NY
The mission of Lendersa® is to seamlessly and efficiently secure the best USDA or FHA loan for you. Begin your journey by choosing one of three pathways to connect with suitable lenders and USDA loan programs.
The USDA home loan, backed by the government’s Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is exclusive to rural areas. It stands apart from FHA loans, which require a minimum of 3.5% down payment, as the USDA mortgage demands no down payment, offering a distinct advantage for eligible buyers in rural regions.
In 1911, a fire swept through downtown Fayette, destroying most of the town. During the rebuilding, a business emerged. The State Bank and Trust Company, opened its doors in 1913. It adopted its current name, The Citizens Bank of Fayette in 1919.
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1190 South US Highway, Suite 17-92, Longwood, FL, 32750
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