USDA Vs. FHA your options comparison in East-Quogue, Suffolk County, NY
As of 2025, the USDA loan limit in East-Quogue, within Suffolk county, NY, is set at $657,900. In comparison, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA versus FHA rates today and to determine the income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can compare side by side USDA, FHA, Conforming, and VA programs to identify which option in best fits your financial profile.
Loan Limits and Down Payment Needs for 2025 in East-Quogue, Suffolk County, NY
Loan Type
Loan Limit
Minimum Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Solutions in East-Quogue, NY
The goal of Lendersa® is to quickly provide you with the best possible USDA or FHA loan options with minimal hassle. Begin by selecting one of three entry points that guide you to matching lenders and USDA loan programs.
The USDA home loan, which is guaranteed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is intended specifically for rural locations. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.
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Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
Neighborhood Housing Services of South Florida Inc
300 Northwest 12th Avenue, Miami, FL, 33128
Established in 1978, NHSSF is a 501(c)(3) chartered member of the NeighborWorks® network. We are amongst a nationwide network of 245 trained and certified community development organizations at work in more than 4, 400 communities across America. NHSSF provides a full spectrum of homeownership services in English
Compass Financial Federal Credit Union was founded 1936 and is South Florida's oldest credit union. We offer our members a wide range of services from free checking to low interest loans. We are rated Excellent by BauerFinancial, the nation’s leading bank and credit union rating and research firm.
PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
10305 North West 41st street, Suite 212, Miami, FL, 33178
Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
Connected Capital is a boutique commercial mortgage brokerage built by investors - for investors. We provide full service real estate financing solutions for our clients domestically and abroad.
Trust us - we know the mortgage process can be a pain. Through our strong lender relationships and industry knowledge, our teams goal is to make the pr
South Florida Federal Credit Union merged with Guardians Credit Union to become South Florida FCU, A Division of Guardians Credit Union. We did not think of this next step as a merger, but more so a partnership with Guardians Credit Union, as SFFCU will keep its brand and identity and will function as a division of Guardians Credit Union.
Electricians Local 349 Credit Union is a full service financial cooperative, owned and operated by its members in a context of concern for one another. It exists to provide support to its members in the financial areas of their lives by providing facilities for savings through a regular savings plan.
Plus International Bank is a service oriented organization. Our goal with each customer is to help them build a bridge to financial growth. We value and foster relationships that are personal, authentic and focused on our customer. What makes us unique is our passion for helping our customers understand