USDA and FHA Pro and Con in East-Quogue, Suffolk County, NY

In 2025, USDA loan limit in East-Quogue, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in East-Quogue, county of Suffolk, NY

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in East-Quogue, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Elite Mortgage
  • 3943 Hwy 54, Owensboro, KY, 42303
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Core LLC
  • 2340 Perimeter Park Drive, Suite 200, Atlanta, GA, 30341
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Strategic Loan Advisors LLC
  • 1954 Airport Road, Suite 146, Atlanta, GA, 30341
  • We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.
  • FIRM Financial LLC
  • 4151 Silvery Way, Suite 307, Atlanta, GA, 30341
  • FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
  • Amerihome Loan Inc
  • 4360 Chamblee Dunwoody Rd, Suite 206, Atlanta, GA, 30341
  • Amerihome Loan Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Home Pointe Mortgage Company
  • 3235 Shallowford Road, Chamblee, GA, 30341
  • Home Pointe Mortgage Company will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
  • OPEN HOME MORTGAGE, INC.
  • 5200 Peachtree Rd, Suite 2104, Atlanta, GA, 30341
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
  • Kohler Credit Union
  • 5727 Superior Avenue, Sheboygan, WI, 53083
  • At Kohler Credit Union we are dedicated to our member's financial well-being. Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative
  • First American Bank (Chicago)
  • 700 Busse Road, Elk Grove Village, IL, 60007
  • At First American Bank, we're small enough to provide the personal attention that makes you comfortable coming to us for a multi-thousand-dollar auto loan. As the largest privately held bank in Illinois, we're big enough that you can also get multi-million-dollar financing if your company exports auto parts – or anything else.
  • Z Reverse Mortgage
  • 836 S Arlington Heights Rd, Suite 182, Elk Grove Village, IL, 60007
  • Z Reverse Mortgage is a free informational resource for seniors and their families on the reverse mortgage process. We provide senior citizens with all the necessary information and assistance in order to identify the right loan programs, determine property value, and begin the process.
  • Prospect Bank
  • 177 West Wood Street, Paris, IL, 61944
  • Edgar County Bank opened its doors in 1873 with a single mission: To help people achieve the American Dream. That mission is as true today as it was 144 years ago.Over time, we’ve grown alongside the Central Illinois community—and thanks to your support, we’ve expanded beyond Edgar County