USDA Vs. FHA your options comparison in East-Quogue, Suffolk County, NY

As of 2025, the USDA loan limit in East-Quogue, within Suffolk county, NY, is set at $657,900. In comparison, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA versus FHA rates today and to determine the income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can compare side by side USDA, FHA, Conforming, and VA programs to identify which option in best fits your financial profile.

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Loan Limits and Down Payment Needs for 2025 in East-Quogue, Suffolk County, NY

Loan Type Loan Limit Minimum Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Solutions in East-Quogue, NY

The goal of Lendersa® is to quickly provide you with the best possible USDA or FHA loan options with minimal hassle. Begin by selecting one of three entry points that guide you to matching lenders and USDA loan programs.

Results of Lendersa USDA loan request matching

Understanding USDA Loans in NY

The USDA home loan, which is guaranteed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is intended specifically for rural locations. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 9990 Coconut Rd #257, Bonita Springs, FL, 34135
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  • Althas Mortgage
  • 9142 Bonita Beach Rd, Bonita Springs, FL, 34135
  • Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
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  • 300 Northwest 12th Avenue, Miami, FL, 33128
  • Established in 1978, NHSSF is a 501(c)(3) chartered member of the NeighborWorks® network. We are amongst a nationwide network of 245 trained and certified community development organizations at work in more than 4, 400 communities across America. NHSSF provides a full spectrum of homeownership services in English
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  • 9960 NW 116 Way, Suite 5-6, Miami, FL, 33178
  • Compass Financial Federal Credit Union was founded 1936 and is South Florida's oldest credit union. We offer our members a wide range of services from free checking to low interest loans. We are rated Excellent by BauerFinancial, the nation’s leading bank and credit union rating and research firm.
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  • Guardian Capital Lenders LLC
  • 10305 North West 41st street, Suite 212, Miami, FL, 33178
  • Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
  • Expert Mortgage Group Inc
  • 9600 NW 38th Street Suite 211, Miami, FL, 33178
  • Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
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  • 1902 NW 14 Avenue, Miami, FL, 33125
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  • Plus International Bank
  • 600 Brickell Ave, Suite 2025, Miami, FL, 33131
  • Plus International Bank is a service oriented organization. Our goal with each customer is to help them build a bridge to financial growth. We value and foster relationships that are personal, authentic and focused on our customer. What makes us unique is our passion for helping our customers understand