As of 2025, the USDA loan limit in East-Quogue, within Suffolk county, NY, is set at $657,900. In comparison, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA versus FHA rates today and to determine the income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can compare side by side USDA, FHA, Conforming, and VA programs to identify which option in
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| Loan Type | Loan Limit | Minimum Down Payment | |
| USDA | $657,900 | 0% | |
| FHA | $822,375 | 3.5% | |
| Conventional Conforming | $822,375 | 3% |
The goal of Lendersa® is to quickly provide you with the best possible USDA or FHA loan options with minimal hassle. Begin by selecting one of three entry points that guide you to matching lenders and USDA loan programs.
The USDA home loan, which is guaranteed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is intended specifically for rural locations. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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