USDA Loan Vs. FHA loan pro & con for East-Quogue, Suffolk County, NY

In 2025, USDA loan limit in East-Quogue, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Quogue, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(502) 459-1411 723 miles Lender's profile and map Reviews KEMBA Louisville Credit Union 4017 Poplar Level Road, Louisville, KY, 40213 KEMBA Louisville Credit Union was chartered by the Commonwealth of Kentucky on May 3, 1934. The Credit Union was one of 16 credit unions formed in 1934 to serve the employees family members of the The Kroger Company’s Louisville Marketing Area. The first Credit Union office was located in the Kroger complex on Garland Street in Louisville.
(317) 248-9241 723 miles Lender's profile and map Reviews LINK FCU 5212 Rockville Road, Indianapolis, IN, 46224 At Link FCU, we have had the opportunity of serving our members since 1930. Link Federal Credit Union was chartered under the Indiana State Credit Union Law in February of 1930 to serve employees of the Link-Belt Companies located in Indianapolis. Over the years, there have been six credit unions merge with Link.
(803) 943-2671 723 miles Lender's profile and map Reviews Palmetto State Bank 601 First Street W, Hampton, SC, 29924 Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties. Our Board of Directors credit our exceptional growth to the fact
(833) 372-4968 723 miles Lender's profile and map Reviews First Savings Bank 501 E Lewis & Clark Pkwy, Clarksville, IN, 47129 First Savings Bank is a subsidiary of First Savings Financial Group, Inc. which is headquartered in Jeffersonville, Indiana. First Savings Financial Group, Inc. is listed on the NASDAQ National Market under the symbol "FSFG" and is a community-focused financial holding company with assets of $1.7 Billion
(317) 261-8521 723 miles Lender's profile and map Reviews Energy Plus Credit Union 1230 West Morris Street, Indianapolis, IN, 46221 Energy Plus Credit Union was formed through the merger of IPALCO and Citizens Gas Coke & Utility Credit Unions. Our purpose was to serve the employees of Indianapolis Power & Light, Citizens Energy Group & its subsidiaries and their family members. We have since expanded our membership to include the wonderful communities
(502) 585-4600 724 miles Lender's profile and map Reviews River City Bank, Inc. 500 South Sixth Street, Louisville, KY, 40202 At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.
(855) 227-3863 724 miles Lender's profile and map Reviews Capital Now Funding 309 E. Market Street, Suite 103, Louisville, KY, 40202 Capital Now Funding is a nationwide provider of pre-settlement legal funding.Founded in 2015 in Louisville, KY, Capital Now Funding focuses on providing the most transparent pre-settlement funding solution. We believe law firms & attorneys should be able to refer clients to a funding company without worrying about high interest rates.
(502) 627-3140 724 miles Lender's profile and map Reviews LG&E Co. Credit Union 820 West Broadway, Louisville, KY, 40202 LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.
(502) 458-2681 724 miles Lender's profile and map Reviews Louisville Federal Credit Union 1420 Gardiner Lane, Room 66, Louisville, KY, 40231 Founded in 1924, by United States Post Office Employees in Louisville KY, the Louisville Federal Credit Union is the oldest Credit Union in the state of Kentucky. The Credit Union still exists for one reason, to serve the financial needs of its members. The Credit Union’s founding fathers recognized that a cooperative financial institution.
(502) 807-6837 725 miles Lender's profile and map Reviews Discount Equity Services Inc 4800 Strawberry Lane, Louisville, KY, 40209 Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.
(828) 389-0700 725 miles Lender's profile and map Reviews Nantahala Bank & Trust Company 102 Hwy 64 East, Hayesville, NC, 28904 Nantahala Bank was organized in 2004 as a state-charted bank and is headquartered at 120 Siler Road, Franklin, NC. We have around 530 shareholders with the vast majority of those living in the communities we serve: Franklin (Macon County, NC), Hayesville (Clay County, NC) and Murphy (Cherokee County, NC).