USDA Vs. FHA your options comparison in Mattituck, Suffolk County, NY
In 2025, the USDA loan limit in Mattituck, within the county of Suffolk, NY, is $776,600, whereas the FHA limit is set at $1,089,300 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit, reserves, and paperwork necessary for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best plan for your financial needs in .
2025 Loan Limits and Down Payment Information in Mattituck, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Alternatives in Mattituck, NY
The objective of Lendersa® is to quickly secure you an ideal USDA or FHA loan with minimal trouble. Begin with one of three routes to connect with lenders and find suitable USDA loan options.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively for rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Farmers & Merchants State Bank has been locally owned and operated within our community for more than 110 years. As a local bank, we have the luxury of providing the friendly service and respect that should be expected of a small-town bank, while offering every banking service and also full-service personal and business banking to proven lending po
4547 Pine Island Rd, Suite 3, Cape Coral, FL, 33993
Responsible Reverse Mortgage, a licensed mortgage broker specializing in Reverse Mortgages. Our company mission is to be responsible for your comfortable retirement. We've a commitment to our customers to deliver quality advice in a convenient manner. Our commitment to helping the 62+ community of America live the retirement.
1322 North West 10th Terrace, Cape Coral, FL, 33993
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
Gulf Coast Business Bank, the first community bank to be started in 12 years, will fill the void and be operated by experienced and proven bankers from our local community who along with the board will invest more than $3M of the $20M raised in Capital and drive local deposits and loans to support organic and sustainable growth of GCBB.
10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966
Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.
J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
1111 Park Center Blvd, Suite 425, Miami, FL, 33169
At Globelend we understand your need for money. More importantly, we understand the urgency that comes with the need, especially for small and medium sized businesses. Our goal is to make sure you can access the cash you need when you need it. We provide quick approvals and even same day funding in some cases.
