USDA Loan Vs. FHA loan pro & con for Mattituck, Suffolk County, NY

In 2025, USDA loan limit in Mattituck, county of Suffolk, NY is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mattituck, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(312) 751-3111 782 miles Lender's profile and map Reviews MWRD Employees credit union 100 East Erie Street, Chicago, IL, 60611 MWRD Employees Credit Union has been open since 1953. The credit union has assets totaling $42.36 Million and provides banking services to more than 2,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(855) 443-3663 782 miles Lender's profile and map Reviews Femme Capital Partners LLC 355 East Ohio Street, Suite 2010, Chicago, IL, 60611 Femme Capital Partners, LLC is a company by women, for women that understands the challenges that women and minorities face with discrimination for their marital status, familial status and ethnicity. The company will provide that value, paving the way to financial freedom and wealth creation.
(217) 638-0869 782 miles Lender's profile and map Reviews PartnerOwn LLC 211 East Ohio Street, Suite 510, Chicago, IL, 60611 Safe Rate is a full-service mortgage lender based in Chicago offering conventional loan products. We also offer our very own Safe Rate Mortgage for borrowers who have less than a 10% down-payment. We are outsiders, who have reimagined the mortgage industry to put the borrower first, and we hope that you'll join us in our mission.
844 834 7319 782 miles Lender's profile and map Reviews Black Onyx, LLC 605 N Michigan Ave 4th Floor, Chicago, IL, 60611 Black Onyx Lending, LLC is a multifaceted business and finance company with specialists experienced in business lending, consulting, real estate and development, and construction and remodeling. At Black Onyx Lending Firm, LLC, we want to be the best in the world at creating outstanding opportunities for our clients. It is because of our profession
773.850.1836 782 miles Lender's profile and map Reviews Foxworth Commercial Capital 401 North Michigan Avenue Suite 1200, Chicago, IL, 60611 Foxworth Commercial Capital carries a finance product that will fit your goals. We offer programs for commercial real estate finance, equity and mezzanine financing, factoring, contract financing, SBA loans, merchant cash advances, acquisition financing, bridge and hard money loans, healthcare financing and many other areas.
(912) 354-8100 782 miles Lender's profile and map Reviews Memorial Health CU 901 East 65th Street, Savannah, GA, 31405 Memorial Health Credit Union is a 48 year-old not-for-profit financial cooperative established in 1972. Our team works hard for each & every member by answering interest rates questions, qualifying new members, assembling due diligence on loans, setting up customized savings accounts, establishing direct deposits and helping with new credit cards.
(312) 653-6371 782 miles Lender's profile and map Reviews Planites Credit Union 300 E Randolph Street, 14th Floor, Chicago, IL, 60601 Planites Credit Union is committed to providing each member with personalized friendly service. As a member-owned and operated financial institution, the Credit Union's aim is to provide customized financial solutions for our member/owners. Membership is available to employees of HCSC, Dearborn National,
(312) 283-0705 782 miles Lender's profile and map Reviews Axiom Capital Resource 205 N. Michigan Avenue, Suite 810, Chicago, IL, 60601 Axiom Capital Resource is a real estate firm that purchases well located, under-performing, or value-add multifamily and residential properties. Consequently, we generate attractive, risk-adjusted returns through several real estate cycles by demonstrating a firm investment discipline. Our philosophy has always been the same.
(312) 435-5100 782 miles Lender's profile and map Reviews Lakeside Bank 55 W. Wacker Dr, Chicago, IL, 60601 We're a family-owned Chicago bank. In 2022, we'll be 56 years old. We've grown to over $2.4 Billion in assets and ten branches throughout the city & suburbs. Our dramatic growth is due to how we work. Simply put, we build Relationships. And we build them to last. Our people have the authority to make decisions.
(312) 499-8878 782 miles Lender's profile and map Reviews Police Mortgage LLC 100 W. Randolph, 9th Floor, Chicago, IL, 60601 John M. Aretos As the CEO of an organization associated with serving the police & their loved ones, John privileged to play a role in helping our clients achieve their life’s financial goals. Our goal is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products & excellent service.