In 2025, the loan limit for USDA in Port-Chester, located in the county of Westchester, NY, is $0. Meanwhile, the FHA limit for a single-family home is set at $822,375.
Make use of Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, and analyze the income, credit, reserves, and the necessary documentation to qualify. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program is best suited to your financial situation in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $0 | 0% | |
| FHA | $822,375 | 3.5% | |
| Conventional Conforming | $822,375 | 3% |
Lendersa® is committed to securing the best possible USDA or FHA loan rapidly and without hassle. Choose one of three starting points to match with lenders and USDA loan programs.
A USDA home loan, backed by the government via the Department of Agriculture, commonly referred to as a USDA rural development loan, is available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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