USDA and FHA Pro and Con in Holbrook, Suffolk County, NY
In 2025, the USDA loan cap in Holbrook, within the county of Suffolk, NY, is set at $776,600, while the FHA gap for a single-family home is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program in for your personal financial needs.
2025 Loan Limits and Down Payment Requirements in Holbrook, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Holbrook, NY
The goal of Lendersa® is to help you secure the highest quality USDA or FHA loan swiftly and with no hassle. Choose one of three starting strategies to locate compatible lenders and USDA loan programs that cater to your requirements.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and exclusively available for rural areas. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
We are a nationwide mortgage funding company that values honesty and integrity throughout the entire organization. We offer several different types of mortgage loan products. We have Stated Loans, Bank Statement Loans, Low Doc Financing and Self Employment Loans for both Primary and Investment properties.
To build and maintain a thriving referral driven mortgage origination business.We will fully utilize our expertise, knowledge, wisdom & skill to provide our customers the absolute best mortgage plan & strategy for their unique situation.That every client is financially better off by being our customer.We are dedicated to the success of our clients.
1575 Old Alabama Road, Suite 208B, Roswell, GA, 30076
Evergreen Anchor Capital LLC is a Georgia licensed residential mortgage company. With a full array of financial products to satisfy your mortgage requirements, our team is dedicated to getting you excellent rates utilizing an efficient system that guides you through the entire process.
eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
QuestRock LLC Although we are a relatively new company, our mortgage advisors are not; their vast experience and long history in the business show that they know what they’re doing. They use the latest in comparative analysis software; this allows them to research which program is best for each individual client.
300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
We strongly believe the way we do things is just as important as what we do. Our culture is defined by passionate professionals who thrive both personally and professionally by serving our customers and each other, focusing on exceptional customer service, speed and accuracy. In an ever changing industry, our company must always be constantly
900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
Hinsdale Bank & Trust Company, National Association
25 E 1st St, Hinsdale, IL, 60521
Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.