In 2025, the USDA loan cap in Holbrook, within the county of Suffolk, NY, is set at $776,600, while the FHA gap for a single-family home is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program in for your personal financial needs.
2025 Loan Limits and Down Payment Requirements in Holbrook, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Holbrook, NY
The goal of Lendersa® is to help you secure the highest quality USDA or FHA loan swiftly and with no hassle. Choose one of three starting strategies to locate compatible lenders and USDA loan programs that cater to your requirements.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and exclusively available for rural areas. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
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