USDA Vs. FHA Pro and Con comparison in Bohemia, Suffolk County, NY
In 2026, the USDA loan limit in Bohemia, within Suffolk County, NY, is set at $776,600. Meanwhile, the FHA limit for a single-family residence stands at $1,089,300.
Use Lendersa®'s USDA loan calculator to compare today's best USDA versus FHA rates. Determine required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.
2026 loan limits and downpayment requirements in Bohemia, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Bohemia, NY
Lendersa® aims to secure the best USDA or FHA loans quickly and without hassle. Choose one of three starting paths that align you with matching lenders and USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture—sometimes called a USDA rural development loan—is available only in rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, USDA loans require no down payment, making them a unique option for eligible borrowers.
750 Tamiami Trail, Unit 2, Port Charlotte, FL, 33953
BayPort Lending has a team of loan agents with experience and knowledge to guide you through the home buying process. We are local, based in Port Charlotte, Florida and serve the Southwest Florida region.Our team can get you pre-qualified to get a new home or refinance a home.We guide you through the entire process, helping you get the lowest rate.
474 N Tamiami Trail, Suite 3, Port Charlotte, FL, 33953
Morningstar Mortgage has been doing mortgages in Florida for 10 years. We provide the lowest rate on USDA 100% loan ,FHA Loans and Conventional home mortgages CLOSED IN 10 DAYS! Morningstar Mortgage Specialties in USDA, FHA home loans, mortgages, Home Financing , Homepath, fixed rate loans
Nosari Home Mortgage, Inc has served the state of Arkansas since 1995 and now Missouri. Nosari Home Mortgage, Inc is now licensed in Missouri, and we are able to provide the best rates and most mortgage programs to our neighbors in Missouri. We have been voted "Best Mortgage Lender" via the annual Best of the Twin Lakes' annual poll since 2014.
At MSC Mortgage, we partner with Michael Saunders & Company to provide a full range of real estate services along with home financing options. Let us find the best possible loan for your next home purchase or refinance. Our goal is to provide our valued customers with great rates, fast closings and outstanding customer service.
Gulfside Mortgage Services in April of 2003. Our team has over 104 years combined experience in the mortgage industry. That is why we are the leaders of what we do. We are dedicated to our community and give back to it as much as possible. Gulfside Mortgage Services is your best source for the lowest-rate financing on the market.
601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.
1700 North University Drive, Suite 304, Coral Springs, FL, 33071
Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years.
we pride ourselves in offering the highest level of customer service.
1515 North University Drive, Suite 101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations
