In 2026, the USDA loan limit in Bohemia, within Suffolk County, NY, is set at $776,600. Meanwhile, the FHA limit for a single-family residence stands at $1,089,300.
Use Lendersa®'s USDA loan calculator to compare today's best USDA versus FHA rates. Determine required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.
2026 loan limits and downpayment requirements in Bohemia, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Bohemia, NY
Lendersa® aims to secure the best USDA or FHA loans quickly and without hassle. Choose one of three starting paths that align you with matching lenders and USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture—sometimes called a USDA rural development loan—is available only in rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, USDA loans require no down payment, making them a unique option for eligible borrowers.
1430 South Dixie Highway #309, Coral Gables, FL, 33146
Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
4425 Ponce De Leon Blvd., 250 Ste, Coral Gables, FL, 33146
Silver Hill Funding is a small-balance commercial mortgage lender offering financing from $250,000 to $2,000,000 on commercial real estate including multifamily, mixed-use, office, retail, daycare center, light industrial, self-storage, restaurant, bar, and warehouse property types.
We have been providing full service banking to individuals and businesses since 1879. We continue that tradition today with the best levels of customer service for all of your financial and lending needs. Goppert Financial Bank - serving you with locations in Lathrop, Lawson, Holt, Norborne, and Pleasant Hill, Missouri.
First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.
Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family
At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
At Interamerican Bank, we strive to create banking relationships that last a lifetime. We value our customers and go above and beyond to create a first class experience tailored to our customer’s banking needs. For that reason, a large amount of our customers have been with us for many generations.
At ZoomLoans, we understand that contracting a loan is much more than just money, it’s a commitment. We’re here to guide you through the loan process, select the perfect conditions for your situation and cater to your needs every step of the way. We don’t allow frivlious barriers, such as bad or no credit to halt your financial needs
