USDA and FHA Pro and Con in Bohemia, Suffolk County, NY
In 2025, the USDA loan limit in Bohemia, within Suffolk County, NY, is set at $776,600. Meanwhile, the FHA limit for a single-family residence stands at $1,089,300.
Use Lendersa®'s USDA loan calculator to compare today's best USDA versus FHA rates. Determine required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.
2025 loan limits and downpayment requirements in Bohemia, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Bohemia, NY
Lendersa® aims to secure the best USDA or FHA loans quickly and without hassle. Choose one of three starting paths that align you with matching lenders and USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture—sometimes called a USDA rural development loan—is available only in rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, USDA loans require no down payment, making them a unique option for eligible borrowers.
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1545 Victory Boulevard, Suite 101, Glendale, CA, 91201
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6618 San Fernando Road, Unit 209, Glendale, CA, 91201
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2100 Main St, Suite 255, Huntington Beach, CA, 92648
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20422 Beach Blvd, Suite 305, Huntington Beach, CA, 92648
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214 5th Street, Suite 205, Huntington Beach, CA, 92648
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2134 Main Street, Suite 140, Huntington Beach, CA, 92648
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18682 Beach Blvd, Suite 200, Huntington Beach, CA, 92648
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