USDA Vs. FHA Pro and Con comparison in Holtsville, Suffolk County, NY
In 2025, the USDA loan limit for Holtsville, in the county of Suffolk, NY, is $776,600. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.
Make use of the Lendersa® USDA loan calculator to contrast today's competitive USDA and FHA rates and explore the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator visually compares USDA, FHA, Conforming, and VA options side by side, guiding you to choose the right program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Holtsville, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Holtsville, NY
Lendersa® aims to secure you the optimal USDA or FHA loan expediently and without unnecessary hassle. Choose one out of three initial paths, leading to suitable lender matches and USDA loan solutions.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively available for rural locales. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require none, enhancing their appeal.
655 Central Avenue, 17th Floor, Glendale, CA, 91203
Since 1987, Glendale Mortgage Company has provided complete financing solutions for real estate. Our clients include real estate developers, pension fund advisors, and private investors.
Glendale Mortgage can help you achieve your goals. To set up the right Havertown, PA Mortgage plan for you, get in touch with us -- we're happy to help.
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
500 North Brand Blvd, Suite 1940, Glendale, CA, 91203
Genesis Realty, Inc. has brought together experienced professionals to guide you through aquiring or selling your residential or commercial property.Put your trust in our many years' experience, and enjoy the rewards of our extraordinary knowledge, knowhow and service from start to finish.
500 North Brand Blvd, 20th Floor, Glendale, CA, 91203
Loan Gallery, Inc. is a Mortgage Banking firm that specializes in retail loan originations.
As a Mortgage Banker, we are able to insure a hassle free experience because each step in the loan process occurs in-house. From processing to underwrting, document preparation and Closing,
BNB Financial, Inc, founded in 2012, believes that a lender can offer excellent service to mortgage brokers and it has strived to build lasting business relationships based on sound business practices. BNB Financial, Inc. is reputed by its peers as a lender with honesty, integrity and outstanding broker service.
655 N Central Ave, Suite 1731, Glendale, CA, 91203
Advanced Capital Inc is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
The Allied Lending Group Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Clearpath Federal Credit Union was originally founded by Eugene B. Walsh, Controller at Ralphs Grocery Company with the approval of the grandsons of Ralphs' founder, George Albert Ralphs.His idea was to bring to Ralphs employees better financial opportunities that provided credit and other banking services so they could enjoy a better way of life
655 North Central Avenue, 17th Floor, Suite 1719, Glendale, CA, 91203
CitiSky Home Loans began as an endeavor to provide better resources and more varied mortgage programs to hard working people that simply did not meet the criteria of an ideal borrower. The reality is that not everyone has a high FICO score, a large down payment, and a high grossing income, but these standards for home borrowing
At Americana Lending inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
