USDA Vs. FHA your options comparison in Jericho, Nassau County, NY
For 2025, the USDA loan cap in Jericho, Nassau county, NY, stands at $0, while the FHA limit for a single home is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today. This tool helps identify the income, credit, reserves, and documentation essential for approval. You can view USDA, FHA, Conforming, and VA options side-by-side, aiding in selecting the most suitable program for your financial situation in .
2025 loan limits and down payment requirements in Jericho, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Jericho, NY
The aim at Lendersa® is to swiftly provide the best USDA or FHA loan possible, minimizing hassle. You can choose one out of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the government Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires none.
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