USDA and FHA Pro and Con in Hicksville, Nassau County, NY
In 2026, the USDA loan cap in Hicksville, based in Nassau county, NY, is $0, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare top rates between USDA and FHA today, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in .
2026 Loan Limits & Down Payment Requirements in Hicksville, Nassau County, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Hicksville, NY
Lendersa® strives to connect you with the best USDA or FHA loan quickly and with ease. Select one of three starting points to discover matching lenders offering USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is exclusively for rural areas. Unlike FHA loans that need a 3.5% minimum down payment, USDA mortgages require no down payment at all.
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Community State Bank is a banking organization consisting of several "community banks" branches & financial service companies within northwest Illinois.CSB employees provide prompt, courteous and professional banking services that exceed the expectations of it's customers. COMMUNITY STATE BANK'S employees provide prompt, courteous.
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