USDA and FHA Pro and Con in Kings-Point, Nassau County, NY

As of 2025, the USDA loan limit in Kings-Point, in Nassau county, NY, is $0, while the FHA limit is $822,375 for a single-family home.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. The advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Kings-Point, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Kings-Point, NY

Lendersa® aims to swiftly connect you to the best USDA or FHA loans. Start by selecting one of three points that match you with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan is a government-backed mortgage through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. Available only in rural areas, unlike FHA loans that need a minimum down payment of 3.5%, the USDA mortgage doesn't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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