USDA Vs. FHA your options comparison in Port-Washington-North, Nassau County, NY

In 2025, the USDA loan ceiling in Port-Washington-North, nestled in the county of Nassau, NY, is $0. For a single-family residence, the FHA limit is set at $822,375.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side to guide you in selecting the most suitable program in for your financial needs.

Review loan offers from a range of 100 lenders

2025 Loan Limits and Downpayment Requirements for Port-Washington-North, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Programs in Port-Washington-North, NY

Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and effortlessly. Select one of three starting paths to connect with lenders and assess USDA loan programs that fit your needs.

Results from Lendersa USDA loan requests and matching

Explaining the USDA Loan in NY

The USDA home loan, guaranteed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is accessible only in rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AR1 Mortgages Inc
  • 301 East Commerical Blvd, Oakland Park, FL, 33334
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Advanced Mortgage Planners Inc
  • 120 Northeast 51st Street, Fort Lauderdale, FL, 33334
  • Our loan officers are nationally registered and state licensed ensuring you are working with a mortgage professional who knows the market, Florida and National lending laws, and maintains the professional standards required the National Mortgage Licensing System and Florida Office of Financial Regulation.
  • O'Brien Financial Group Inc
  • 1400 E Oakland Park Blvd, Suite 101A, Oakland Park, FL, 33334
  • O’Brien Financial Group of Fort Lauderdale has successfully helped many South Florida residents save money on their home financing. Whether you are looking to refinance your current home loan or a first time buyer/investor, the knowledgeable and skilled team at O’Brien Financial Group, Inc. has the experience and dedication needed.
  • CT Capital, LP
  • 6300 NE 1st Ave, Suite 201, Fort Lauderdale, FL, 33334
  • CT Capital offers hard money bridge loans for non-conforming loans real estate projects and other business asset financing and consulting. CT is located in Fort Lauderdale and serves borrowers directly as well through brokers. We offer many hard money services, others simply cannot provide.
  • PARKLANE EQUITY LLC
  • 120 E. Oakland Park Blvd. Suite 107, Fort Lauderdale, FL, 33334
  • Our professional staff has the expertise in the mortgage lending business to help you along the way.Parklane Equity we specialize in Hard Money Loans.We will work to discuss all of your home loan options.Conventional, FHA, VA, Alt A and Investor Rehab Financing Available. Please call Andrew Paleias or Wendy Tyler at 954-568-9045
  • Refresh Funding
  • 120 E Oakland Park Blvd, Oakland Park, FL, 33334
  • Refresh Funding is a innovative, licensed lender whose goal is to provide funding solutions for real estate that traditional banks just don’t do. We like to think “outside the box” and are excited to bring our years of knowledge in the alternative lending space to real estate funding solutions.
  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
  • Englewood Bank & Trust
  • 1111 S McCall Rd, Englewood, FL, 34223
  • Englewood Bank & Trust has been based in Lemon Bay in Southwest Florida since 1988, as a locally managed, community bank. Our goal is to provide our customers with highly personalized banking products and services while maintaining a hometown image. You’ll appreciate the convenience of Englewood Bank & Trust’s network