USDA Loan Vs. FHA loan for Lenox, NY [Madison County ]

For 2025, the USDA loan limit in Lenox, located in Madison, NY, is $336,500, and the FHA limit for a single-family home is $472,030.

Compare today’s top USDA versus FHA rates using the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your financial needs.

Exploring USDA and FHA Loan Options in Lenox, NY

Lendersa® aims to swiftly get you the best possible USDA or FHA loan, free of hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Understanding USDA Loans in NY

A USDA home loan, backed by the government’s Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that typically require at least a 3.5% down payment, USDA loans demand no down payment, offering a substantial benefit to eligible borrowers.

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(817) 200-7575 Lender's profile and map Reviews DFW Hard Money 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017 DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.
(972) 723-2611 Lender's profile and map Reviews Mid America Mortgage Southwest 229 S. 9th Street, Midlothian, TX, 76065 Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
(214) 533-8859 Lender's profile and map Reviews Mesta Park Mortgage LLC 3502 Kasmier Court, Arlington, TX, 76001 Mesta Park Mortgage, our mission is to handle each loan in a manner that results in the highest level of customer satisfaction. This is achieved by ensuring our customer’s needs are our top priority Buying a home has long been considered a cornerstone of the American dream. Whether it's your first, or one of many, purchasing.
(214) 713-4372 Lender's profile and map Reviews Gerard Mortgage 243 Old Settlers Trl, Waxahachie, TX, 75167 Gerard Mortgage LLC, your Texas home loans experts dedicated to making your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(817) 236-2934 Lender's profile and map Reviews Texas Mortgage Finance 8517 Hidden Meadow Drive, Fort Worth, TX, 76179 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(620) 675-8611 Lender's profile and map Reviews Centera Bank 119 South Inman Street, Sublette, KS, 67877 Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.
(817) 554-1835 Lender's profile and map Reviews First National Bank Mortgage 201 E. Debbie Ln, Mansfield, TX, 76063 First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices. Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.
(817) 453-8467 Lender's profile and map Reviews Minter Mortgage, Inc. 2409 Hillary Trail, Mansfield, TX, 76063 Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(817) 473-0400 Lender's profile and map Reviews Mansfield Mortgage Company 208 East Broad Street, Suite 101, Mansfield, TX, 76063 "At Mansfield Mortgage, we understand the home-buying experience can be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."
(936) 628-3312 Lender's profile and map Reviews Peoples State Bank 5850 Highway 59 South, Shepherd, TX, 77371 Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
(605) 342-9451 Lender's profile and map Reviews Rushmore Electric Federal Credit Union 1715 Cambell Street, Rapid City, SD, 57701 Rushmore Electric Federal Credit Union was formed to assist employees and directors of rural electric cooperatives with their financial needs and planning in September 1964. Credit Unions are non-profit financial cooperatives and member-owned, just like rural electric cooperatives.
(605) 341-1203 Lender's profile and map Reviews First Western Federal Savings Bank 402 Main St, Rapid City, SD, 57701 At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.