USDA and FHA Pro and Con in Verona, Oneida County, NY
In 2025, the USDA loan limit for Verona, located in the county of Oneida, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the most suitable plan in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Verona, Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Verona, NY
The goal of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three starting options to connect with lenders and access the right USDA loan programs.
A USDA home loan, also referred to as the USDA rural development loan or mortgage, is government-backed through the Department of Agriculture and is available exclusively in rural areas. While FHA loans require a minimum 3.5% down payment, USDA loans offer the significant benefit of requiring no down payment at all.
14637 Lee Highway, Suite 103, Centreville, VA, 20121
Marion Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
2111 North Franklin Dr, Suite 200, Washington, PA, 15301
For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,
In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.
Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.
CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.
We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company
Hancock School Employees Federal Credit Union is a school credit union located in Weirton, West Virginia, belonging to the Weirton-Wellsburg Chapter of West Virginia Credit Unions. When the charter members first began this credit union in November 1972, it encompassed only one school district, Hancock County Schools.
First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.
Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.
