USDA Vs. FHA your options comparison in Locust-Valley, Nassau County, NY
In 2025, the USDA loan limit in Locust-Valley, Nassau County, NY is $0, while the FHA limit for a single-family home is $822,375.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, which aids in deciding the best option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Locust-Valley, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Locust-Valley, NY
Lendersa® intends to quickly secure you the best possible USDA or FHA loan without hassle. Pick one of three starting options to match with lenders and relevant USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is available only in rural areas. Unlike FHA loans, which require a 3.5% down payment, the USDA mortgage requires no down payment.
Intercredit Bank, N.A. is a Florida-based bank founded in 1992 as a result of the purchase of a Miami community bank. We are a full service commercial and consumer financial institution providing high quality banking services to our clientele. The Bank is a National Association supervised by the Office of the Comptroller of the Currency.
City National Bank of Florida (CNBFL) is the financial institution to which Floridians have turned for 75 years. With more than $20 billion in assets, CNBFL is one of the largest financial institutions based in the state. City National Bank of Florida is a subsidiary of Chilean bank, Banco de Credito e Inversiones (Bci).
400 University Drive, 3rd Floor, Coral Gables, FL, 33134
Founded in 1984, Home Financing Center is the largest independently owned and operated mortgage lender in South Florida. Our company has focused on providing exceptional service to customers – through the ups and downs of the nation’s real estate cycle – and we continue to grow our share of the market.
The Tabares team has more than 45 years of experience combined, in assisting clients with homeownership. With licensed loan officers that are approved to work with the Down Payment Assistance for First Time Home Buyer in South Florida. We specialize in home loans, especially First Time Home Buyers.
MAC Financial Group LLC. is a full-service Florida mortgage broker. MAC originates loans through various channels and transaction types. Specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. MAC is led by a senior management team that consists of mortgage banking professionals.
147 Alhambra Circle, Suite 131, Coral Gables, FL, 33134
At First Quality Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
1600 Ponce de Leon Blvd, 10th Floor, Coral Gables, FL, 33134
Standard Mortgage is a full service mortgage firm dedicated to providing innovative mortgage products and services. Our focus is customer service, using technology to make the process of obtaining a mortgage fast and easy for our customers.vative mortgage products and services. Our focus is customer service.
2655 South Lejeune Road Penthouse, Suite I-k, Coral Gables, FL, 33134
Capital American Mortgage Company provides conventional and FHA mortgage loan programs for residential and commercial real estate. We are professionally staffed with over 50 years of combined experience to serve the borrower, realtor, developer and investor in taking applications, processing, underwriting and closing loans for sale in the market.
300 Sevilla Ave Suite 307, Coral Gables, FL, 33134
Advanced Mortgage Lenders Corp is a Financial Services company located at 300 Sevilla Ave Suite 307 in Coral Gables, Florida, United States. Since 2003 Advanced Mortgage Lenders has been helping Florida home owners with their various financial needs. Whether you're a first time borrower
