FHA Vs. USDA loan program for Muttontown, Nassau County, New York

In 2026, the USDA loan limit for Muttontown, Nassau county, NY, is set at $0, while the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. Determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial situation best.

Exploring USDA and FHA Loan Options in Muttontown, NY

The goal of Lendersa® is to secure for you the best possible USDA or FHA loan quickly and smoothly. Choose one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is only available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, offering a distinct advantage to eligible borrowers.

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(207) 835-7011 Lender's profile and map Reviews Select Realty Capital 183 Middle Street, Suite 201, Portland, ME, 04101 Select Realty Capital offers financing options for all stages of real estate investment. Whether you are looking to start a new build project, fix and flip a house, or buy and hold rental properties - we have options to help with your investing needs. Our firm specializes in short term loans to real estate investors and developers.
(207) 772-0808 Lender's profile and map Reviews TruChoice Federal Credit Union 272 Park Avenue, Portland, ME, 04104 TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates. we help you make the most of your money by taking the time to learn your story.
(207) 878-6200 Lender's profile and map Reviews cPort Credit Union 50 Riverside Industrial Parkway, Portland, ME, 04103 cPort Credit Union has evolved throughout the years since its 1931 inception. What began as the Federal Employees Credit Union of Maine and only the third CU in the state of Maine has come to mean so much more to the community. We have been fortunate to have sustained strong member growth throughout the years and have expanded our company.
(207) 221-5000 Lender's profile and map Reviews Evergreen Credit Union 225 Riverside St, Portland, ME, 04103 Evergreen Credit Union is one of the largest credit unions in Maine, with $400 million in assets and serving over 25, 000 members throughout Southern Maine. We proudly serve all the banking needs of individuals, families and local businesses. As a local credit union, we get to really know our members
(207) 671-8711 Lender's profile and map Reviews Vision Mortgage 352 Warren ave, Portland, ME, 04103 Vision Mortgage was established in 2015 by long-time Portland resident Tim Fredheim, a highly-respected, widely-recognized expert in the field. His qualifications are especially impressive because they combine academic excellence with an extensive array of hands-on experience and We’ve created a streamline process.
(207) 835-9087 Lender's profile and map Reviews Maine Mortgage Broker 352 Warren Ave, Suite 6, Portland, ME, 04103 Maine has a lot of mortgage lenders, and I know you have options in your home loan shopping process. I can provide a level of customer service and home loan options that most traditional loan officers or even your bank can not make available. Competitive Maine mortgage rates, personal attention, a variety of mortgage loan options.
(585) 546-4279 Lender's profile and map Reviews Rochester & Monroe County Employees Federal Credit Union 460 N Goodman Street, Rochester, NY, 14609 Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
(585) 461-2230 Lender's profile and map Reviews Genesee Co-op Federal Credit Union 395 Gregory Street, Rochester, NY, 14620 Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
(585) 737-9273 Lender's profile and map Reviews Haus Capital Corporation 383 Park Ave, Suite A, Rochester, NY, 14607 At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
585-256-2600 Lender's profile and map Reviews Normandy Corporation 46 Prince Street, Rochester, Rochester, NY, 14607 Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers. We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
(585) 334-2710 Lender's profile and map Reviews Ever $ Green Federal Credit Union 2215 East Henrietta Road, Rochester, NY, 14623 At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.
(585) 739-3881 Lender's profile and map Reviews East Coast Commercial, Inc. 333 Metro Park, Suite M207, Rochester, NY, 14623 East Coast Commercial. is a commercial mortgage banking company that structures, arranges, & closes commercial mortgages for acquisitions, refinances & refurbishment projects for developers throughout the United States and Canada. East Coast Commercial, provides you with the most competitive financing for your next commercial real estate project.