USDA VS FHA in Brookville, Nassau County, NY

In 2026, the USDA loan limit for Brookville, located in Nassau, NY, is $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today’s USDA vs. FHA rates. Evaluate the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best plan for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Brookville, County of Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Brookville, NY

Lendersa® aims to help you secure the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting points, resulting in lender matches and access to USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available only in rural areas, it requires no down payment, unlike FHA loans that need a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Harbor Mortgage Solutions
  • 100 Grandview Road, Suite 105, Braintree, MA, 02184
  • Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose.

  • Dovetail Mortgage LLC
  • 10 Forbes Rd, Suite 290E, Braintree, MA, 02184
  • We started Dovetail Mortgage™ to tackle the elephant in the mortgage process room. Applying for a loan all the way through the closing table should not be daunting. It should be seamless, and simple. In short, it should be harmonious. We have a combined 50-year experience as brokers and lenders.

  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.

  • Brookline Municipal Credit Union
  • 334 Washington Street, Brookline Village, MA, 02447
  • Founded in 1939, the Brookline Municipal Credit Union was formed by a group of people with a common bond – people who were principally interested in encouraging systematic savings and providing a source of low-cost loans, when members needed money. The philosophy and commitment to provide our members with savings accounts.

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • Boston Firefighters Credit Union
  • 60 Hallet Street, Dorchester Center, MA, 02124
  • Boston Firefighters Credit Union was established in 1948. Since that time, BFCU has had one goal; to provide high quality services in a warm, friendly atmosphere with the best possible rates while operating in a safe and sound manner consistent with all regulatory rules and regulations

  • East West Mortgage Company
  • 100 Hallet Street, Boston, MA, 02124
  • East West Mortgage was started to help individuals and families manage their home finances and their lives in an efficient, and informed manner. Our technology allows us to save our customers time and money. Our knowledgeable loan officers are dedicated to helping customers understand their options and select the best loan programs available.

  • Norfolk Capital
  • 344 Talbot Ave, Dorchester Center, MA, 02124
  • Norfolk Capital provides short-term bridge capital for real estate investors, developers, and home builders who need immediate funding for an acquisition or refinancing.
    Our creative real estate financing solutions are structured exclusively for those seeking alternatives to conventional bank loans.

  • South Shore Bank
  • 1530 Main Street, South Weymouth, MA, 02190
  • South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.

  • Blue Door Mortgage
  • 440 Harvard Street, Brookline, MA, 02446
  • With 21+ years in the Mortgage Brokerage business, BDM has helped THOUSANDS of homeowners purchase or refinance their properties.

    It’s a big step to purchase a new home or refinance a current mortgage loan – know that you can rely on Blue Door Mortgage to find the best loan program for you.

  • MortgageINQ
  • 6 Paul Revere Road, Lexington, MA, 02421
  • At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.