USDA Vs. FHA Pro and Con comparison in Brookville, Nassau County, NY

In 2025, the USDA loan limit for Brookville, located in Nassau, NY, is $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today’s USDA vs. FHA rates. Evaluate the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best plan for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Brookville, County of Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Brookville, NY

Lendersa® aims to help you secure the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting points, resulting in lender matches and access to USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available only in rural areas, it requires no down payment, unlike FHA loans that need a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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