USDA Vs. FHA your options comparison in Brookville, Nassau County, NY

In 2026, the USDA loan limit for Brookville, located in Nassau, NY, is $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today’s USDA vs. FHA rates. Evaluate the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best plan for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Brookville, County of Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Brookville, NY

Lendersa® aims to help you secure the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting points, resulting in lender matches and access to USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available only in rural areas, it requires no down payment, unlike FHA loans that need a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brookville Lenders

  • Esquire Bank, National Association
  • 100 Jericho Quadrangle, Suite 100, Jericho, NY, 11753
  • Lends in New York
  • At Esquire Bank, we redefine relationship banking with a high-tech, high-touch approach to every client. Whether it’s how we meet the unique banking needs of law firms, customize reliable payment solutions for merchants, finance your commercial real estate success, or bank your business or you personally, we have the expertise and drive to deliver.

  • Hartford Funding Ltd
  • 400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
  • Lends in New York
  • Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.

  • First Central Savings Bank
  • 70 Glen Street, Glen Cove, NY, 11542
  • Lends in New York
  • First Central Savings Bank has grown from a simple concept to what we are today: a vibrant, thriving, all-inclusive community bank that hasn’t wavered from its original aim of friendly, personalized service. We are committed to enriching our communities, driving local economic growth, and cultivating lasting relationships.

  • The Heart Center Federal Credit Union
  • 100 Port Washington Boulevard, Roslyn, NY, 11576
  • Lends in New York
  • The Heart Center Federal Credit Union has been open since 1976. The credit union has assets totaling $23.8 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.

  • Jovia Financial Credit Union
  • 1000 Corporate Drive, Westbury, NY, 11590
  • Lends in New York
  • As a non-profit, member-owned credit union, you can bet your bottom dollar that we have lower rates on loans & higher earnings on deposits.Plus, there’s so much more we have to offer, like benefits beyond your everyday banking needs. Afterall, we’re here to serve you! We offer helpful advice by hosting free seminars & events to educate & enlighten.

  • Lynx Mortgage Bank LLC
  • 143 Post Avenue, Westbury, NY, 11590
  • Lends in New York
  • Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.

  • New York Community Bank
  • 615 Merrick Ave, Westbury, NY, 11590
  • Lends in New York
  • New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.

  • Meadowbrook Financial Mortgage Bankers Corp.
  • 1600 Stewart Ave, Suite 701, Westbury, NY, 11590
  • Lends in New York
  • Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.

  • Mid-Island Mortgage Corp
  • 900 Merchants Concourse Suite #112, Westbury, NY, 11590
  • Lends in New York
  • Mid-Island Mortgage Corp. our borrowers never settle for just any home, any rate, or typical service. They expect the best and they get the best! This customer-centric culture stems from our 55 year heritage. We believe that our value proposition goes well beyond "the lowest rate"​ and, since we are highly competitive with our rates