FHA Vs. USDA loan program for Long-Beach, Nassau County, New York

In 2026, within Long-Beach located in the county of Nassau, NY, the USDA loan limit is set at $0, while the limit for FHA pertaining to a single-family home is $822,375.

Make use of Lendersa®'s USDA loan calculator to efficiently compare the top USDA versus FHA rates available today. This tool helps determine the necessary income, credit rating, reserves, and documents needed to qualify. With our cutting-edge mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans side by side to assist in finding the best option for your financial needs in .

Consider USDA and FHA Loan Options in Long-Beach, NY

At Lendersa®, we aim to provide you with the best USDA or FHA loan quickly and easily. Start the process by choosing from one of three initial paths leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NY

A USDA home loan, guaranteed by the U.S. government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment, offering a significant advantage for eligible rural borrowers.

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(727) 686-4052 Lender's profile and map Reviews Sea Vista Home Loans 14955 Gulf Blvd, Madeira Beach, FL, 33708 Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
(660) 256-3212 Lender's profile and map Reviews Preferred Bank 205 Main St, Rothville, MO, 64676 We have serviced clients since 1904. Our success and growth over the years has come thanks to our unwavering commitment to the communities we serve, to our clients, and to our shareholders and staff. Over the years we have developed a reputation for service and product innovation that sets us apart from other banks
(651) 224-4631 Lender's profile and map Reviews Riverview Credit Union 115 Hardman Avenue South, South Saint Paul, MN, 55075 Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
(612) 222-1333 Lender's profile and map Reviews Lend Smart Mortgage 100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075 Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
(870) 895-2591 Lender's profile and map Reviews Bank of Salem 207 West Church St, Salem, AR, 72576 Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson. Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)
(660) 433-2004 Lender's profile and map Reviews The Tipton Latham Bank, National Association 800 US-50, Tipton, MO, 65081 The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906. We are a full-service bank offering: Free Checking Regular Checking Savings Account Now Account Super Now Account Money Market Account Certificates of Deposit IRAs Debit/ATM Cards
(651) 451-5160 Lender's profile and map Reviews Heartland Credit Union - Minnesota 5500 South Robert Trail, Inver Grove Heights, MN, 55077 Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
(651) 426-3773 Lender's profile and map Reviews Cities Credit Union 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110 Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
(651) 423-1121 Lender's profile and map Reviews The First State Bank of Rosemount 3025 145th Street West, Rosemount, MN, 55068 In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.
(886) 455-2260 Lender's profile and map Reviews Community Bank Owatonna 640 Bridge Street, Owatonna, MN, 55060 Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals. Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
(507) 451-3798 Lender's profile and map Reviews HomeTown Credit Union 2400 West Bridge Street, Owatonna, MN, 55060 HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.
(651) 777-7700 Lender's profile and map Reviews Premier Banks 2866 White Bear Avenue, Saint Paul, MN, 55109 Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.