USDA and FHA Pro and Con in Long-Beach, Nassau County, NY
In 2026, within Long-Beach located in the county of Nassau, NY, the USDA loan limit is set at $0, while the limit for FHA pertaining to a single-family home is $822,375.
Make use of Lendersa®'s USDA loan calculator to efficiently compare the top USDA versus FHA rates available today. This tool helps determine the necessary income, credit rating, reserves, and documents needed to qualify. With our cutting-edge mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans side by side to assist in finding the best option for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Long-Beach, County of Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Consider USDA and FHA Loan Options in Long-Beach, NY
At Lendersa®, we aim to provide you with the best USDA or FHA loan quickly and easily. Start the process by choosing from one of three initial paths leading to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment, offering a significant advantage for eligible rural borrowers.
Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization
The Town of Hempstead Employees Federal Credit Union
1830 Grand Avenue, Baldwin, NY, 11510
Lends in New York
The Town of Hempstead Employees Federal Credit Union was born in 1963, when ten men envisioned a need for their fellow workers and families. These ten men; Jerome Lowenthal, Andrew J. Parise, Paul Satz, Joseph J. Zaharis, Abram C. Williams, Quentin D. Suits, Frank J. Vurture, Gerard J. Venter, Robert J. Scaramuccia, Robert G. Smith, personified the
We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
With over 25 years of combined experience in the financial industry, our team can provide you with the resources and the education you need to grow your business. Will you use the capital to purchase additional inventory? Do you need cash to cover payroll? Do you want to expand into a new space? We have a solution that fits all of your needs. We wi
100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
Lends in New York
FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.
We pride our on always doing the right thing for our clients and those that follow us on the radio.
265 Sunrise Highway, Suite 1196, Rockville Centre, NY, 11570
Lends in New York
Commercial Mortgage you’re trying to invest in commercial real estate or buy a building for your business, finding the right loan can be like working on a puzzle with pieces missing. With our knowledge, experience and curated network of lenders, CMC can find the perfect solution for your unique lending needs.
Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.
Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.
