USDA VS FHA in Inwood, Nassau County, NY

In 2025, the USDA loan limit in Inwood, county of Nassau, NY is set at $0, while the limit for FHA on a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Determine the income, credit, reserves, and documents required for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the best option for your financial needs in .

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Inwood, County of Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Inwood, NY

The goal of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Select one of three starting points to connect with matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, or USDA rural development loan, also known as a USDA mortgage, is backed by the Department of Agriculture and intended for rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • URI Financial, Inc
  • 3400 El Camino Real, Suite 6, Santa Clara, CA, 95051
  • URI Financial have been provided Real Estate & Mortgage Lending services in Bay area since 1988. URI Financial, Inc. understands the importance of low interest rates when looking for financing. So we provide competitive wholesale interest rates that are generally lower than those you obtain at local retail lenders.
  • Advante Real Estate
  • 4675 Stevens Creek Boulevard, Suite 240, Santa Clara, CA, 95051
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Stonecrest Financial
  • 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
  • Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
  • Bay Area Title Loans
  • 152 N. San Tomas Aquino Rd, Suite 1A, Campbell, CA, 95008
  • At Bay Area Title Loans you can borrow money against your car title to secure a loan. There are 3 simple and easy sets to getting cash today. The best part is that you keep your car while you get the cash you need. With our affordable Car Title Loans, you decide how much money to borrow and we’ll set up a payment plan to fit your budget.
  • Codex Lending
  • 900 E Hamilton Ave, Suite 100-265, Campbell, CA, 95008
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Cardan Mortgage
  • 125 East Campbell Ave, Campbell, CA, 95008
  • At Cardan Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Mosaic Mortgage Group
  • 2315 S Bascom Ave, Suite 300A, Campbell, CA, 95008
  • We provide World-Class service and mortgage planning know-how for you and your family, for life. When it comes to mortgage financing, one size does not fit all. In fact, there are far too many rules and guidelines involved so that for us, the only way to find you the best loan is to start at the beginning.
  • Loans by Irene
  • 116 E. Campbell Avenue, Suite 5, Campbell, CA, 95008
  • Irene helps California homeowners strategically finance their real estate goals. She assists first time homebuyers in understanding and experiencing a smooth and detail-oriented home purchase process and she helps current homeowners analyze the cost/benefit of refinancing. In addition, she has a constant and steady grasp on interest rate trends
  • Omni Mortgage Co Inc
  • 55 Civic Center Dr, Campbell, CA, 95008
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending - from purchase to refinance lending. We have access to a full range of mortgage sources. All of our lending specialists are dedicated to finding the right loan, tailoring every loan to fit each client's needs.
  • My Home Loan San Jose
  • 1475 S. Bascom Ave, Suite 212, Campbell, CA, 95008
  • Shawn Belknap founded ‘My Home Loan San Jose’ which is a full service licensed San Jose based mortgage company. As a San Jose Mortgage Broker, Shawn specializes in providing San Jose and surrounding cities mortgage refinancing, home purchases, and debt consolidation home loans including, FHA home loans, and much more.