In 2025, within the county of Nassau in NY, the USDA loan limit in Lido-Beach is set at $0, while the FHA limit for a single-family home stands at $822,375.
Take advantage of the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial situation in
Explore offers from 100 lenders
| Loan Type | Loan Cap | Required Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The goal of Lendersa® is to provide you with the best USDA or FHA loan swiftly and effortlessly. Select one of three initial paths that connect you with matching lenders and USDA loan programs.
The USDA home loan, otherwise known as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture and is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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