USDA Vs. FHA your options comparison in Seaford, Nassau County, NY
In 2025, the USDA loan limit in Seaford, located in Nassau, NY, is $0. At the same time, the FHA limit for a single-family home stands at $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA against FHA rates. Find out the necessary income, credit, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA side by side to decide which program best suits your financial needs in Alabama.
Exploring 2025 Loan Limits and Down Payment Requirements in Seaford, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Alternative Loan Options: USDA and FHA in Seaford, NY
Lendersa® aims to swiftly and hassle-free provide you with the most suitable USDA or FHA loan. Pick one of three pathways that link you to matching lenders as well as USDA loan schemes.
The USDA home loan, backed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage and serves only rural areas. Unlike FHA loans that mandate a 3.5% down payment, USDA loans require no down payment, offering a significant benefit for prospective rural homeowners.
Decatur Postal Credit Union began in 1928. At that time, it was for postal employees only. In 1949 the board of directors decided to open our field of membership to include postal employees, spouses and immediate family members. This holds true to this day. The Credit Union is located in the downtown post office in the main lobby.
Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.
The Peoples Bank was founded in 1946 in Marion, KY. We currently have two locations in Marion and a full service Sales Center in Glasgow, KY that opened in 2010. We have 20 employees totaling over 150 years of banking experience. We are a small community bank offering all the products.
At Farmers Bank & Trust, we want to change your ideas about what a bank can do for you. For us, doing the right thing is the only thing. Because for us, your story becomes our story. Whatever life throws at you, we’ll be right here when and where you need us—whether it’s on the same corner that we were founded on in 1899.
Illinois Valley Credit Union, located at 1311 Shooting Park Road in Peru and 200 Ave Road in Princeton, Illinois is a financial cooperative that offers its members a non-profit alternative to banks, savings and loans and other organizations. Originally serving one employer group, Marquette Cement Manufacturing Co
At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
United Equity Credit Union celebrates an over 85-year tradition of being a member owned financial institution. Credit Union membership is available to employees and retirees of Ameren Illinois, Vistra Energy and Subsidiaries Clinton Power Station (IL), Decatur Firefighters, ADM (Archer Daniels Midland)
TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
