USDA Vs. FHA Pro and Con comparison in Seaford, Nassau County, NY
In 2025, the USDA loan limit in Seaford, located in Nassau, NY, is $0. At the same time, the FHA limit for a single-family home stands at $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA against FHA rates. Find out the necessary income, credit, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA side by side to decide which program best suits your financial needs in Alabama.
Exploring 2025 Loan Limits and Down Payment Requirements in Seaford, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Alternative Loan Options: USDA and FHA in Seaford, NY
Lendersa® aims to swiftly and hassle-free provide you with the most suitable USDA or FHA loan. Pick one of three pathways that link you to matching lenders as well as USDA loan schemes.
The USDA home loan, backed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage and serves only rural areas. Unlike FHA loans that mandate a 3.5% down payment, USDA loans require no down payment, offering a significant benefit for prospective rural homeowners.
Pilot Mortgage Founder and Leading Mortgage Broker in Gilbert, Arizona explains how Pilot Mortgage is changing the consumer experience and expectations when it comes to mortgage lending. Gordon Goosen has been originating mortgages for 20+ years, since 1993. Assisting home owners achieve their financial goals through mortgage planning.
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Prescott Federal Credit Union is a financial cooperative serving its members with a complete line of financial products and services. Prescott Federal was founded on November 19, 1937 to serve the employees of the Veterans Administration Medical Center under the name of Prescott U.S. Employees Federal Credit Union.
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