USDA and FHA Pro and Con in Mastic-Beach, Suffolk County, NY
In 2026, the USDA loan limit for Mastic-Beach, located in Suffolk county, NY, amounts to $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates of the day, as well as determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA options side by side, assisting you in making the best decision for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Mastic-Beach, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Mastic-Beach, NY
The aim at Lendersa® is to efficiently provide you with the best USDA or FHA loans without any hassle. Choose any of the three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural neighborhoods. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.
ASEAN CAPITAL, INC. was started in 1998 by Dula Amarasinghe, a 30 year veteran of International Banking Industry. During his tenure with Manufacturers Hanover Trust Company, now JP Morgan Chase Bank, he was the Team Leader handling the business of Sri Lanka, Thailand, Philippines, Pakistan and Nepal desks.
Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.
The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.
Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.
Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection
627 Horseblock Road, Suite 101, Farmingville, NY, 11738
Lends in New York
Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.
4250 Veterans Memorial Highway, Suite 420E, Holbrook, NY, 11741
Lends in New York
We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. In a financial services world so recently tarnished by misinformation and even outright fraud we strive to continue to be your reliable source for accurate financial information and trustworthy account services.
The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service
National Business Capital is the leading FinTech marketplace offering small business loans and services. We've secured over $1 billion in financing for small business owners to date.
Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans.
