USDA Vs. FHA your options comparison in Moriches, Suffolk County, NY
In the year 2025, the USDA loan ceiling in Moriches, within Suffolk county, NY, stands at $776,600, whereas the FHA limit for a single-family home is $1,089,300.
To see how USDA and FHA best rates compare today, use the Lendersa® USDA loan calculator. This tool helps you determine the income, credit, reserves, and documentation necessary to qualify. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side, enabling you to determine which program in is the most suitable for your financial status.
Loan Limits and Down Payment Requirements for 2025 in Moriches, Suffolk, NY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Moriches, NY
Lendersa® aims to secure you the most advantageous USDA or FHA loan rapidly and smoothly. There are three starting paths to explore, each connecting you with relevant lenders and USDA loan options.
The USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage. It caters exclusively to rural locales. Whereas FHA loans require a minimum payment of 3.5% down, the USDA mortgage doesn’t necessitate any down payment.
1920 E Hallandale Beach Blvd, Suite 705 , Fl. United States, Hallandale, FL, 33009
RBI Mortgages is an investment property lender. The private lending division started in 2015 and has grown steadily ever since, funding hundreds of loans and providing exceptional service to all of our customers and RBI believes that transparency is a fundamental factor to achieve customer satisfaction.
B & B Capital specializes in designing creative funding solutions to Real Estate projects.
We provide Bridge Loans to Real Estate Investors for investment projects secured by single-family homes, multi family, townhouses, commercial vacant land and rehab properties. We review them, underwrite the very best ones available, and lend between 50%
SUN Credit Union has been a vibrant part of the South Florida community since 1946. Originally chartered by City of Hollywood employees, our membership has grown to include real estate professionals in Dade and Broward counties, Miami Shores Village employees, and Chamber of Commerce business members (including their employees
"Transparent Mortgage Lending was established to help people get the homes that they want. With our expertise, we provide more options and lending opportunities to the people of Florida.
We are licensed (NMLS #1753817), knowledgeable in the industry, nd fully trained to assist clients in getting the loans they need."
701 Promenade Drive, Suite 201, Pembroke Pines, FL, 33026
We are passionate about making the dream of homeownership a reality for as many individuals as possible. Falloon Mortgage Funding, we take pride in catering to our clients’ individual needs and making the process of home buying as stress-free as possible, from start to finish. We are the mortgage lender you need!
Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.
3600 South State Road 7, Suite 228, Miramar, FL, 33023
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
