USDA and FHA Pro and Con in North-Patchogue, Suffolk County, NY
For 2025, the USDA loan limit in North-Patchogue, located within Suffolk, NY, amounts to $657,900. In comparison, the FHA limit for a single-family home is $822,375.
Leverage the capabilities of the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates, determining the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your specific financial situation in Alabama.
2025 Loan Limits and Down Payment Requisites in North-Patchogue, Suffolk County, NY
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Options in North-Patchogue, NY
The mission of Lendersa® is to swiftly secure the most favorable USDA or FHA loan, free of unnecessary complications. Choose one of three routes to connect with lenders and explore suitable USDA loan programs.
A USDA home loan is a government-backed option provided by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Contrary to FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
Greater Waterbury Healthcare FCU is a member-owned financial institution committed to the international credit union philosophy of “People Helping People.” That means we aim to help you build your financial stability. And we do that by returning profits to members in the form of lower loan rates, higher savings rates, little or no service charges.
FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.
Self Reliance New York Federal Credit Union was established in 1951 by a group of volunteers dedicated to the cooperative philosophy of "people helping people". Under the sponsorship of the New York Branch of the Selfreliance Association of American Ukrainians, we are currently the oldest and largest Ukrainian Credit Union.
Established in 1982. Faculty, staff, students, alumni, retiree and their family members are all eligible to join. All that’s required to establish membership is $50 in a Share Savings account. As a member, you share in NYU FCU's earnings. As the NYU credit union makes money, it reinvests it to improve products and services for our members.
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IDB Ltd. began its operations in New York City in 1949, when it established a representative office. At that time there were only a few employees and limited contact with the public. In 1962, IDB Ltd. became one of the first foreign banks to open a branch in New York when the New York State banking law was changed to allow foreign banks.
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Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for
Bank-foreclosed residential properties
REOs
Short Sales
Multi-family buildings
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We are a direct hard money lender. We are not brokers. We do work with b
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
