For 2025, the USDA loan limit in North-Patchogue, located within Suffolk, NY, amounts to $657,900. In comparison, the FHA limit for a single-family home is $822,375.
Leverage the capabilities of the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates, determining the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your specific financial situation in Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The mission of Lendersa® is to swiftly secure the most favorable USDA or FHA loan, free of unnecessary complications. Choose one of three routes to connect with lenders and explore suitable USDA loan programs.
A USDA home loan is a government-backed option provided by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Contrary to FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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