USDA Vs. FHA your options comparison in Miller-Place, Suffolk County, NY
For the year 2025, the USDA loan cap in Miller-Place, within Suffolk county, NY, is $657,900. At the same time, the FHA loan ceiling for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator to examine the most competitive USDA and FHA rates of today and discern the necessary income, credit, reserves, and documentation for qualifying. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs in parallel, helping you identify the best choice for your financial needs, such as in Alabama.
2025 Loan Thresholds and Downpayment Conditions in Miller-Place, Suffolk County, NY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Alternatives in Miller-Place, NY
Lendersa® strives to offer you the prime USDA or FHA loan option promptly and with minimal fuss. Choose from three distinct starting methods that align you with lenders and suitable USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is designated for rural communities only. Unlike FHA loans, which mandate a minimum of 3.5% as a down payment, USDA loans offer the benefit of no required down payment.
2718 Martin Luther King Jr, Blvd Panama City, FL, 32405
Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more
3707 W. 23rd Street Suite A., Panama City, FL, 32405
Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803
At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
"Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs.
In fact, every borrower is different"
2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803
Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
MA Bank opened its doors for business in 1893 after the founder, Jett Dearing, rode on horseback to sell stock to local businessmen and farmers. MA Bank has always been locally owned and takes great pride in serving the needs of our community. We have never forgotten that it was local people that gave us our start.
The Horizon Credit Union was chartered in July of 1954 by Missouri Department of Transportation employees and Missouri State Highway Patrol employees. The two groups came together to form a credit union that would provide themselves and their coworkers a place to save and borrow money.
