USDA and FHA Pro and Con in Rocky-Point, Suffolk County, NY
In 2025, the USDA loan limit for Rocky-Point, situated in the county of Suffolk, NY, is set at $657,900, while the FHA limit for a single-family home is $822,375.
The Lendersa® USDA loan calculator offers a way to compare the prime USDA versus FHA rates available today. It helps assess the income, credit, reserves, and necessary documents for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you ascertain the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirments in Rocky-Point, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Rocky-Point, NY
The goal of Lendersa® is to quickly find the best USDA or FHA loan options for you, hassle-free. Choose one of the three starting options to connect with matching lenders offering USDA loan programs.
The USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Contrary to FHA loans, which require a minimum of 3.5% down payment, USDA mortgages require no down payment at all.
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Security Bank is your neighborhood bank. Our Mission is To help our customers meet their financial goals through banking, prudent lending, investment and insurance services. We will earn the confidence of our customers each day by providing dependable services and reliable information at their convenience, not ours.
BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees
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18300 S I-12 Service Road, Suite 100, Ponchatoula, LA, 70454
CTH Mortgage is a residential mortgage lender licensed in Louisiana and Mississippi. Home financing is an important decision and we are committed to making your purchase We offer a variety of residential mortgage products including Construction loan programs such as One Time Close Construction and Conventional and Government programs.
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