USDA Loan Vs. FHA loan for Rocky-Point, NY [ best of 2023]

In 2025, USDA loan limit in Rocky-Point, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rocky-Point, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 298-1775 2501 miles Lender's profile and map Reviews Central Valley Communtiy Bank 7100 North Financial Drive, Suite 101, Fresno, CA, 93720 At Central Valley Community Bank, our customers are our greatest asset. We are committed to knowing you by name and building a satisfying relationship to be the best advocate for you and your business. Everyone has unique financial challenges, and we'll take time to understand yours.
(559) 244-5626 2501 miles Lender's profile and map Reviews ALLIANCE MORTGAGE LENDING SERVICES INC 7944 N. Maple Ave, Suite 116, Fresno, CA, 93720 Founded in 1997, Alliance Mortgage is a local mortgage company comprised of a few good mortgage professionals with deep roots in the Valley as well as comprehensive knowledge and profound experience in mortgage finance and real estate. Servicing the financing needs of homebuyers..
(559) 449-2680 2501 miles Lender's profile and map Reviews DSD Financial Inc. 7614 N. Fresno St, Suite 102, Fresno, CA, 93720 DSD Financial partners with mortgage brokers in California to provide a simple funding source for your both Owner and Non-Owner Occupied lending needs. We have direct capital to lend and fully control the lending process from start to finish to allow for quick closings.Stop searching for a solution for your hard to place private money loans
(559) 228-6750 2501 miles Lender's profile and map Reviews L.O.A.N. Services, Inc. 7067 N Mariposa St, Suite 105, Fresno, CA, 93720 We are a full service mortgage company based in Fresno. We specialize in VA Mortgage Loans in Fresno & Fresno County. We also serve the surrounding cities such as Clovis, Madera, Kerman, Sanger, Selma, Reedly, Kingsburg, Hanford, and Lemoore. Whether you are buying a home or refinancing in any of these zip codes 93711, 93720, or 93612,
(559) 437-1125 2501 miles Lender's profile and map Reviews Lending Concepts 575 E. Alluvial Ave #102, Fresno, CA, 93720 Lending Concepts closes over 95% of our pre-approved loans. We utilize in-house processing which means your loan is both approved and funded locally. This allows us to be more flexible which results in faster and more efficient processing and our exceptional rate of mortgages funded.
(213) 351-9911 2501 miles Lender's profile and map Reviews MK Lending Corporation 11023 McCormick St, Suite 100, North Hollywood, CA, 91601 MK Lending Corp. was found in 2007 as a mortgage banker servicing various communities in Southern California. We are being recognized by various organizations as one of the fastest growing wholesale lender in California. Our mission is to provide the best customer service to our brokers and partners by understanding their needs
8184302606 2501 miles Lender's profile and map Reviews Private Lending Co Inc. 5002 Strohm ave, North Hollywood, CA, 91601
(888) 505-3784 2501 miles Lender's profile and map Reviews Car Title Loans California 3055 Wilshire Blvd, Suite 530, Los Angeles, CA, 90010 Incorporated since 1994, we provide title loans to California residents. Customer service is a top priority and we know people are in a hurry to get funds, so we give approvals and funding in as little as an hour. We have competitive rates! We provide car title loans to people who are in need of emergency money.
(213) 210-2000 2501 miles Lender's profile and map Reviews Pacific City Bank 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010 Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
(323) 988-3000 2501 miles Lender's profile and map Reviews COMMONWEALTH BUSINESS BANK 3435 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90010 As a community bank offering a wide range of deposit and lending products and services to mid-sized businesses in the multi-ethnic communities of Southern California and beyond, CBB prides itself on providing unparalleled value to our customers, shareholders, community, and employees.
(213) 368-9000 2501 miles Lender's profile and map Reviews Hanin Federal Credit Union 3700 Wilshire Blvd, Suite 104, Los Angeles, CA, 90010 Hanin Federal Credit Union is to assist Korean Americans, who live or work in the county of Los Angeles, to regain their financial strength (seriously impaired by the Los Angeles Riot of 1992 and the Northridge Earthquake) in two ways: first, by cultivating a habit of systematic savings among its members; second
(818) 312-7507 2501 miles Lender's profile and map Reviews Global United Lending 3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010 Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.