USDA Vs. FHA Pro and Con comparison in Mount-Sinai, Suffolk County, NY
In 2025, the USDA loan limit for Mount-Sinai, situated in Suffolk County, NY, stands at $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate the leading USDA and FHA rates today, and ascertain the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options within one view, assisting you in determining the ideal program in for your individual financial scenario.
2025 Loan Limits and Down Payment Requirements in Mount-Sinai, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Available USDA and FHA Loan Options in Mount-Sinai, NY
At Lendersa®, our aim is to swiftly deliver the most favorable USDA or FHA loan without difficulties. Begin with one of the three initial options to find lenders and suitable USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, USDA mortgages require no down payment at all.
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260 Newport Center Drive, Newport Beach, CA, 92660
Mortgage Vintage is a Fast and Professional Hard Money Lender in Orange County specializing in business purpose, investment and bridge loans for real estate investors or business owners looking to capitalize on market or investment opportunities. Our mission is to provide the highest quality hard money loans and trust deed investment opportunitie
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1301 Dove Street, Suite 830, Newport Beach, CA, 92660
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4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
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