In 2026, the USDA loan limit in Albertson, part of Nassau county, NY, is established at $0. Meanwhile, for a single-family home, the FHA cap is $1,089,300.
Make use of Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. This tool helps you determine the required income, credit score, reserves, and necessary paperwork to qualify. Our advanced mortgage calculator lets you see side-by-side evaluations of USDA, FHA, Conforming, and VA loans, aiding in determining which program best fits your financial situation in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is committed to finding the best possible USDA or FHA loan for you quickly and without hassle. Start by selecting one of three pathways that lead to matching lenders who offer USDA programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is strictly available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan involves no down payment requirements at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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