USDA Vs. FHA Pro and Con comparison in Albertson, Nassau County, NY

In 2025, USDA loan limit in Albertson, county of Nassau, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Albertson, county of Nassau, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Albertson, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Legacy Mortgage Services
  • 329 Warfield Blvd, Suite A, Clarksville, TN, 37043
  • Legacy Mortgage is committed to providing quality service in a friendly atmosphere while helping you obtain the mortgage that is right for you. Your personal homebuying situation is unique, therefore we offer a tremendous variety of products tailored to meet your specific goals. Our top priority is to simplify the process
  • Business Lending Group LLC
  • 2350 N. Casaloma Drive, Suite 100, Appleton, WI, 54913
  • Business Lending Group, LLC is committed to providing high-quality business lending services through a comprehensive infrastructure of services including but not limited to policy creation, sound underwriting, accurate documenting, diligent servicing, exceptional customer service and ongoing loan administration.
  • Prospera Credit Union Appleton
  • 4830 N. Ballard Rd, Appleton, WI, 54913
  • As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.
  • Linda the Lender
  • 119 N McCarthy Rd, Appleton, WI, 54913
  • The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer. Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options
  • McGlone Mortgage Group
  • 3701 E. Evergreen Drive, Suite 700, Appleton, WI, 54913
  • Founded in 1999 and headquartered in Appleton, Wisconsin, McGlone Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
  • West Pointe Bank
  • 1750 Witzel Avenue, Oshkosh, WI, 54901
  • West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.
  • Oshkosh Community Credit Union
  • 250 Pearl Avenue, Oshkosh, WI, 54901
  • Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union and Oshkosh Community Credit Union offers a broad array of individual finance products and services. OCCU is a recognized leader in personal finance
  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
  • Jack Daniel Employees' Credit Union
  • 488 Majors Boulevard, Lynchburg, TN, 37352
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  • Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.
  • HEA Federal Credit Union
  • 121 Osigian Blvd, Warner Robins, GA, 31088
  • Membership in HEA Federal Credit Union provides you with great services and zero or low fees. We offer free checking, ATM cards, Low Interest Rate Loans, Direct Deposit; 24-Hour Audio Response; and much, much more! This is where you will find up-to-date and useful information on services and products we offer.
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  • 593 Russell Parkway, Warner Robins, GA, 31088
  • Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.