USDA and FHA Pro and Con in Mount-Hope, Orange County, NY
In the year 2025, the USDA loan limit in Mount-Hope within the bounds of Orange, NY, is currently $581,220, while the FHA cap for a single-family dwelling is $356,500.
Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's top USDA and FHA rates. Determine the needed income, credit rating, reserves, and paperwork for eligibility. Our advanced mortgage calculator features USDA, FHA, Conforming, and VA loans together, helping decide which plan in is best suited for you.
Loan limits and down payment requirements for 2025 in Mount-Hope, Orange, NY
Loan Type
Loan Cap
Initial Payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conforming Conventional
$726,525
3%
Exploring USDA and FHA Loan Options in Mount-Hope, NY
The primary aim of Lendersa® is to connect you with optimal USDA or FHA loans in a timely, stress-free manner. Choose from one of three pathways leading to lender matches and USDA loan offers.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known through terms like USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require none.
Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.
We offer a full range of commercial lending services. Loan officers are experienced in lending for all types of customer needs. The parishes of Plaquemines, Orleans, and Jefferson have been served for years by Mississippi River Bank lending personnel. Through our correspondent relationships we have the ability to be as big as you need
Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.
The Jonesboro State Bank was founded in January of 1913 and for over 100 years has provided sound, reliable hometown banking services for the people and businesses of Jackson Parish and surrounding communities. The well-being of the citizens of our area drives our efforts to deliver the personal financial assistance.
Jackson Parish Bank – Jonesboro & Jackson Parish’s oldest financial institution, has been serving the financial needs of Jonesboro & other outlying communities continually since our establishment in 1904. During these past 100 plus years we have operated as a community bank, with our main focus of providing top-flite, personal banking services.
RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.
RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
At First National Bank, we strive to provide our customers with the friendliest and most efficient banking services possible. We are confident we will be able to serve you and meet your banking needs. We offer convenience at your fingertips with our state-of-the-art mobile banking app and other 24-hour online services.
Founded in 1965, Hodge Bank & Trust Company serves the banking needs of Jackson Parish and its surrounding communities. For nearly a half-century, Hodge Bank has provided personal and business banking services with an unparalleled commitment to customer service. At Hodge Bank, trust is more than a word.
