USDA Vs. FHA your options comparison in Mount-Hope, Orange County, NY
In the year 2025, the USDA loan limit in Mount-Hope within the bounds of Orange, NY, is currently $581,220, while the FHA cap for a single-family dwelling is $356,500.
Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's top USDA and FHA rates. Determine the needed income, credit rating, reserves, and paperwork for eligibility. Our advanced mortgage calculator features USDA, FHA, Conforming, and VA loans together, helping decide which plan in is best suited for you.
Loan limits and down payment requirements for 2025 in Mount-Hope, Orange, NY
Loan Type
Loan Cap
Initial Payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conforming Conventional
$726,525
3%
Exploring USDA and FHA Loan Options in Mount-Hope, NY
The primary aim of Lendersa® is to connect you with optimal USDA or FHA loans in a timely, stress-free manner. Choose from one of three pathways leading to lender matches and USDA loan offers.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known through terms like USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require none.
Sunny Lending LLC has a combined 25+ years of experience in the mortgage industry, including both residential and commercial mortgages. Our staff commands a wide range of experiences working with different banks and financial institutions. We provide unique service to better serve your financial needs.
656 Quince Orchard Road, Suite 120, Gaithersburg, MD, 20878
At Eagle Creek Mortgage LLC, a one stop shop for all your mortgage needs. You can find information on all of our loan officers, as well as, find all the resources you will need when shopping for a mortgage. EAGLE CREEK MORTGAGE, LLC is a banking company based out of 656 QUINCE ORCHARD RD, Gaithersburg, Maryland, United States.
2656 Quince Orchard Rd, Suite 120, Gaithersburg, MD, 20878
Eagle Creek Mortgage, LLC mission is to serve our clients with honesty, integrity and competence. Our goal is to provide no-points mortgage loans to our customers while affording them the lowest possible interest rates and closing costs. Furthermore, we pledge to provide unparalleled service to each and every one of our borrowers.
555 Quince Orchard Road, Suite 411, Gaithersburg, MD, 20878
FDM was started by a group of 5 professionals in the basement of a home. Our vision was to build a mortgage company where clients and employees had a choice to make an educated decision. With these 5 professionals and armed with over 10 years of mortgage experience and industry knowledge, FDM went operational.
839 L Quince Orchard Blvd, Gaithersburg, MD, 20878
"We are experts in Commercial Real Estate Lending including: Acquisition Loans, Construction Loans, Short Sales, Foreclosure Financing.
Apart from lending we are experienced Real Estate developers and builders, with many contacts in and around the DC area. We are a small business with only a few employees so you will always speak directly to us."
806 West Diamond Ave. Suite 340, Gaithersburg, MD, 20878
We are a team of real estate and finance experts with a radically different approach to lending. Our investment philosophy is quite simple: we finance promising real estate investment opportunities. We provide our borrowers with super fast and dependable access to funds they need to buy, renovate, operate or sell single, multi-family and commerci
19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.
Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.