USDA Loan Vs. FHA loan for Greenville, NY 2025

For the year 2025, the USDA loan limit in Greenville, county of Westchester, NY, is set at $0; meanwhile, the FHA limit for a single-family residence is $1,089,300.

Consider using the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans, and to determine the income, credit scores, reserves, and documentation required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program in Alabama tailored to your financial needs.

Exploring USDA and FHA Loan Choices in Greenville, NY

The aim of Lendersa® is to quickly provide you with the most advantageous USDA or FHA loan, eliminating any complications. Start by choosing one of three paths to align with lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, accessible only in rural locales. FHA loans demand at least a 3.5% down payment, whereas USDA loans require none.

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(703) 408-5248 Lender's profile and map Reviews R&F Commercial Debt and Equity 3684 Centerview Dr, Chantilly, VA, 20151 "Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.
(802) 658-0225 Lender's profile and map Reviews Vermont Federal Credit Union 84 Pine Street, Burlington, VT, 05402 Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. Our connection to these roots remains strong as many government employees in Vermont are still loyal members.
(800) 528-2273 Lender's profile and map Reviews NorthCountry Federal Credit Union PO Box 64709, Burlington, VT, 05406 NorthCountry Federal Credit Union IN 1950, the employees of General Electric in Burlington, Vermont organized a credit union. The goal was to lend and borrow from one another at rates better than those offered by commercial banks. Over time, that little financial cooperative has grown into one of Vermont’s largest and most innovative credit unions.
(585) 282-0960 Lender's profile and map Reviews Tier One Mortgage (New York) 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
(800) 320-0447 Lender's profile and map Reviews Preferred Mortgage Corporation of New York 1674 Empire Blvd, Suite 200, Garden City, NY, 14580 We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
(585) 314-5600 Lender's profile and map Reviews Tier One Mortgage, LLC 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan
(802) 871-4480 Lender's profile and map Reviews Northfield Savings Bank 210 College Street, Suite 201, Burlington, VT, 05401 Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont
(802) 654-4540 Lender's profile and map Reviews Opportunities Credit Union 25 Winooski Falls Way, Burlington, VT, 05401 Opportunities Credit Union is Vermont’s only community development credit union. Uniquely committed to Vermonters of low wealth, Opportunities’ mission is to build wealth, community, and opportunity through a fair and affordable financial system. Our primary market is Vermont’s 90, 000 low-income households.
(802) 863-0563 Lender's profile and map Reviews Asaro Mortgage, LLC 125 Bank Street, Suite 1, Burlington, VT, 05401 Asaro Mortgage was established in 2011 in Burlington, Vermont. The owner and broker is James Asaro. He has over 10 years of mortgage experience and hundreds of satisfied customers. James has lived in Burlington since 1996 and is a graduate from both Champlain College and the University of Vermont.
(802) 343-9901 Lender's profile and map Reviews SPRUCE MORTGAGE, INC 430 Shelburne Rd, Burlington, VT, 05401 Spruce Mortgage, we understand what Vermont Homebuyers want – low mortgage rates, a quick turnaround, and honest advice. We know, because we’re Vermonters, too. Offering complimentary pre-approvals, loan estimates, and rate locks, it is no surprise as to why so many people choose us over our competitors
(802) 863-2020 Lender's profile and map Reviews Vermont Mortgage Company 135 College Street, Suite 1, Burlington, VT, 05401 Vermont Mortgage Company is a trusted mortgage lending resource for Vermonters, and for soon to be Vermonters! Whether you are a first time home buyer, are buying a new home, are buying an investment property, or are refinancing your current mortgage; Vermont Mortgage Company will help guide you through.
(304) 263-0902 Lender's profile and map Reviews Berkeley County Public Schools Federal Credit Union 401 S Queen Street, Suite 1A, Martinsburg, WV, 25401 Berkeley County Public Schools FCU is a member-owned, non-profit financial cooperative. Our main goal is to provide for the financial well being of our members. Since our beginning in 1973, the credit union has offered services from basic shares (savings) accounts and loans to a wide variety of products and services.