USDA Vs. FHA Pro and Con comparison in Greenville, Westchester County, NY

In 2025, USDA loan limit in Greenville, county of Westchester, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Greenville, county of Westchester, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Greenville, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • West Coast Mortgage Co, Inc.
  • 625 Throckmorton Ave, Mill Valley, CA, 94941
  • West Coast Mortgage Co has been a staple to the San Francisco and Bay area since 1995. Owner Brad Schauer used his extensive experience in real estate sales to create a personalized mortgage brokerage focused on the client’s success and satisfaction. Brad understands that each mortgage is different,
  • Bridgeway Associates
  • PO Box 1094, Sausalito, CA, 94941
  • Bridgeway Associates is a independent real estate brokerage firm, practicing in the San Francisco Bay Area, with an emphasis on individual attention and personalized service. Bridgeway combines traditional business best practices with proven Internet strategies to expedite and maximize results for your real estate transactions.
  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.
  • Pacific Bay Financial Corporation
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.
  • Juan Kong + Associates
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.
  • Saxe Mortgage Company
  • 950 John Daly Blvd, Suite 200, Daly City, CA, 94015
  • "Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.
  • Saxe Mortgage Company
  • 950 John Daly Blvd. Suite 200, Daly City, CA, 94015
  • Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.
  • Dan Joy Realty
  • 412 Laurel Avenue, Half Moon Bay, CA, 94019
  • Dan Joy Realty founder of the Dan Joy My goal is to provide you fair pricing on ANY Loan and make VA real estate transactions as seamless as possible. If there is a Veteran who can’t qualify for a loan yet, I will guide you and point to people who can help rebuild your credit and I am a specialist in the Bay Area, helping Veterans with the VA Loan.
  • Real Estate Funding Service, Inc.
  • 700 Mill Street, Suite 13, Half Moon Bay, CA, 94019
  • Real Estate Funding Service, Inc. an independent Mortgage Brokerage firm licensed in the State of California, offering 30 year fixed rate loans with "interest only" options for purchases, refinance, construction and remodel of residential & commercial real estate properties. We also offer Seconds and Home Equity Lines of Credit.
  • Abana Mortgage
  • 7105 East Hurlbut Avenue, Sebastopol, CA, 95472
  • Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan
  • Cottingham Mortgage, Inc.
  • 130 Petaluma Avenue, Suite 2F, Sebastopol, CA, 95472
  • Cottingham Mortgage Inc. specializes in residential mortgages, and is dedicated to community and personalized service a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources
  • Tam Funding
  • 301 Rock Rose Lane, Petaluma, CA, 94952
  • Tam Funding, a professional mortgage company specializing in residential mortgages. Unlike big banks, we don’t offer a limited range of mortgage options. No two borrowers are alike, so we structure a mortgage based upon your individual needs and work with our over 80+ different mortgage programs to find the right fit for you.