USDA VS FHA in Greenville, Orange County, NY

As of 2026, the limit for a USDA loan in Greenville, located in the county of Orange, NY, is $581,200. Conversely, the FHA loan limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare USDA and FHA rates as of today. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side to decide the best fit for your financial circumstances in .

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2026 Loan Limits & Down Payment Requirements in Greenville, Orange, NY

Loan Type Loan Limit Down Payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

USDA and FHA Loan Choices in Greenville, NY

Lendersa® is dedicated to swiftly finding you the best USDA or FHA loan without hassle. Select one of three options to match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in NY?

The USDA home loan, endorsed by the Department of Agriculture, otherwise called a USDA rural development loan or mortgage, is reserved for rural areas only. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Greenville Lenders

  • Orange Bank &Trust Company
  • 212 Dolson Ave, Middletown, NY, 10940
  • Lends in New York
  • Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.

  • Synergy Mortgage
  • 41 South Street, Suite A, Warwick, NY, 10990
  • Lends in New York
  • Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.

  • Heritage Financial Credit Union
  • 25 Rykowski Lane, Middletown, NY, 10941
  • Lends in New York
  • Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p

  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Lends in New York
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office

  • O&R Utilities Employees Federal Credit Union
  • 14 Talmadge Court, Monroe, NY, 10950
  • Lends in New York
  • On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY

  • Astar Home Capital Inc
  • 48 Bakertown Road, Suite 204, Monroe, NY, 10950
  • Lends in New York
  • Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.

  • Capital M Inc.
  • 48 Bakertown Rd, Suite 303, Monroe, NY, 10950
  • Lends in New York
  • Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.

  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • Lends in New York
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.