USDA VS FHA in Greenville, Orange County, NY

As of 2026, the limit for a USDA loan in Greenville, located in the county of Orange, NY, is $581,200. Conversely, the FHA loan limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare USDA and FHA rates as of today. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side to decide the best fit for your financial circumstances in .

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2026 Loan Limits & Down Payment Requirements in Greenville, Orange, NY

Loan Type Loan Limit Down Payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

USDA and FHA Loan Choices in Greenville, NY

Lendersa® is dedicated to swiftly finding you the best USDA or FHA loan without hassle. Select one of three options to match you with lenders and USDA loan programs.

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What Defines a USDA Loan in NY?

The USDA home loan, endorsed by the Department of Agriculture, otherwise called a USDA rural development loan or mortgage, is reserved for rural areas only. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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