USDA Vs. FHA Pro and Con comparison in Port-Jervis, Orange County, NY

During 2025, the USDA loan limit for Port-Jervis in the county of Orange, NY, is set at $581,220, while the FHA limit for a single-family dwelling is $356,500.

Utilize the Lendersa® USDA loan calculator to compare top current USDA versus FHA rates and to pinpoint needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding in your choice of the best program for your particular financial situation within .

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Loan Limits and Downpayment Requirements for 2025 in Port-Jervis, Orange County, NY

Loan Type Limit Down Payment
USDA $581,220 0%
FHA $356,500 3.5%
Conventional Conforming $726,525 3%

USDA and FHA Loan Choices in Port-Jervis, NY

The main aim of Lendersa® is to secure the best USDA or FHA loan swiftly and effortlessly. Choose from three options that will connect you with matching lenders and USDA programs.

Lendersa USDA loan request and result matching

Understanding the USDA Loan in NY

A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Millennium Financial Solutions Inc
  • 1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • 1st Choice Credit Union
  • 315 Auburn Ave, Atlanta, GA, 30303
  • 1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue.
  • Citizens Trust Bank
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • We have built financial relationships since 1921 –we remain committed to providing personalized service and financial solutions to meet the growing needs of an entire community. Through a legacy built on principle, we go beyond meeting needs of offering banking products and service solutions; our mission is to financially empower our customers
  • Georgia's Own Credit Union
  • 100 Peachtree St, Suite 2800, Atlanta, GA, 30303
  • Georgia's Own was founded in 1934 by a group of telephone employees with an initial investment of $160. Since that time, the Credit Union has grown to be one of the largest Credit Unions in the state with assets over $2 billion and membership over 180, 000. In addition, we serve the employees of over 430 sponsor companies.
  • AGAP Commercial Services
  • 235 Peachtree St. NE, Suite 434, Atlanta, GA, 30303
  • At AGAP Commercial Services, where the monetary needs of your business are met through flexible financing solutions. It’s no secret that getting capital can be difficult. Low credit scores, cash flow problems, & a lack of collateral can prevent business owners from getting the funds & financing they need to succeed. That is where AGAP comes in.
  • Commercial Loan Specialist (CLS)
  • 236 Forsyth St SW, Suite 100, Atlanta, GA, 30303
  • Our team of capital advisors have delivered superior terms and rates for deals ranging from single family fix’n’flips to institutional grade multi-million dollar projects across the US. and also We will not only advise on your acquisition, but also identify the right lender for the specific asset class, negotiate the best terms + rate.
  • Gist Group LLC
  • 235 Peachtree Street NE, Atlanta, GA, 30303
  • Gist Group LLC is a First Class Commercial Real Estate Firm. Established in 2013 in Myrtle Beach, SC. Currently owned and operated in Atlanta, GA. Gist Group LLC has been positioned as a leader in finance brokerage industry. Reviewing thousands of Business and Real Estate projects annually.
  • Baker Collins
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • Baker Collins & CoWe produce fast, reasonable, secure real estate loans that enable investors to close quickly on residential or commercial property investments. Baker Collins private money lenders, also known as hard money lenders, issue real estate financing that avoids the time-consuming process and requirements of conventional lenders.