USDA and FHA Pro and Con in Port-Jervis, Orange County, NY

During 2025, the USDA loan limit for Port-Jervis in the county of Orange, NY, is set at $581,220, while the FHA limit for a single-family dwelling is $356,500.

Utilize the Lendersa® USDA loan calculator to compare top current USDA versus FHA rates and to pinpoint needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding in your choice of the best program for your particular financial situation within .

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Loan Limits and Downpayment Requirements for 2025 in Port-Jervis, Orange County, NY

Loan Type Limit Down Payment
USDA $581,220 0%
FHA $356,500 3.5%
Conventional Conforming $726,525 3%

USDA and FHA Loan Choices in Port-Jervis, NY

The main aim of Lendersa® is to secure the best USDA or FHA loan swiftly and effortlessly. Choose from three options that will connect you with matching lenders and USDA programs.

Lendersa USDA loan request and result matching

Understanding the USDA Loan in NY

A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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