USDA Loan Vs. FHA loan for New-Paltz, NY [ best of 2023]

In 2025, USDA loan limit in New-Paltz, county of Ulster, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in New-Paltz, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(951) 742-7057 2393 miles Lender's profile and map Reviews American Mortgage & Investments 2023 Chicago Avenue, Suite B15, Riverside, CA, 92507 American Mortgage & Investments provides the best service in the Real Estate Industry because we pride ourselves on giving you the attention you deserve. We are prepared to help you find what you are looking for and we will assist you with the selling and buying process of your home in the shortest timely matter with a stress- free process
(951) 780-5856 2393 miles Lender's profile and map Reviews The Norris Group 1845 Chicago Avenue, Suite C, Riverside, CA, 92507 The Norris Group is a real estate investment firm, California and Florida hard money lender, and real estate investment educator.
(951) 780-5856 2393 miles Lender's profile and map Reviews The Norris Group 1845 Chicago Ave, Ste C, Ste C, Riverside, CA, 92507 The Norris Group is a real estate investment firm, California and Florida hard money lender, and real estate investment educator. We fund millions in hard money loans through our cutting-edge programs tailor built for professional real estate investors that are fixing and flipping, buying to hold rentals, and/or constructing new homes in Southern C
(800) 642-4014 2394 miles Lender's profile and map Reviews O Bee Credit Union PO Box 5000, Lacey, WA, 98509 O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
(360) 255-7484 2394 miles Lender's profile and map Reviews Brian Stone & PNW Loans 11112 NE 51st Circle, Vancouver, WA, 98682 We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.
(866) 966-0637 2394 miles Lender's profile and map Reviews Peninsula Mortgage Inc. 224 W. Washington St, Suite 103, Sequim, WA, 98382 Peninsula Mortgage is the longest running independent Mortgage Lender on the Peninsula and is known for expertise, great loan prices and personal service and As an independent Mortgage Lender I am able to fit the best home loan available to my client's needs. A "single source" Lender can only offer the loans they happen to have in house.
(360) 683-4848 2394 miles Lender's profile and map Reviews Sean Clift Mortgage 803 Carlsborg Rd, Sequim, WA, 98382 Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years
(626) 523-3881 2395 miles Lender's profile and map Reviews Streamline Mortgage 8080 Park Lawn Ct, Fontana, CA, 92336 Streamline Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(909) 268-5986 2395 miles Lender's profile and map Reviews Arama Real Estate Services 7426 Cherry Avenue, Suite 210, Fontana, CA, 92336 Arama Real Estate Services (ARES) is a Licensed Real Estate Company that provides Residential & Commercial real estate services for all your sale, purchase, lease, investment and Property Management needs within the Southern California market and beyond. In addition, we offer supplemental services of business opportunities for investors.
(909) 635-5926 2395 miles Lender's profile and map Reviews Allen Dell Porter 18275 Grove Place, Fontana, CA, 92336 As a full service REALTOR®/Broker AND Mortgage Loan Broker, I can help you achieve all your real estate goals. I am based in the Inland Empire and I have assisted clients in San Bernardino, Riverside, Orange, and Los Angeles counties and beyond. Whether you are buying, selling, or refinancing
(323) 402-6722 2395 miles Lender's profile and map Reviews VirtuaLending 9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336 Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.