In 2026, the USDA loan limit for Marlborough in the county of Ulster, NY, is $336,500 whereas the FHA limit for a single-family home stands at $472,030.
To explore today’s best rates between USDA and FHA, use the Lendersa® USDA loan calculator.
It assists in determining the income, credit, and reserves required, along with necessary
documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming,
and VA loans side by side, helping you decide the best program suitable for your financial
situation in
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Start with one of three approaches to connect efficiently with matching lenders and USDA programs.
The USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none, making them a very attractive option for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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