USDA VS FHA in Rosendale, Ulster County, NY

As of 2025, the USDA loan limit in Rosendale, residing in Ulster county, NY, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's prime USDA versus FHA rates, figuring out the income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program for your financial needs in .

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2025 Loan Limits and Downpayment Details in Rosendale, Ulster, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Rosendale, NY

The mission of Lendersa® is to find you the most favorable USDA or FHA loan swiftly and without hassle. Choose from one of three starting points to connect with lenders and discover suitable USDA loan programs.

Outcomes from Lendersa USDA loan offerings

Understanding USDA Loans in NY

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is available exclusively in rural areas. Contrary to FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, providing a distinct advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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