USDA Vs. FHA your options comparison in Rosendale, Ulster County, NY
As of 2025, the USDA loan limit in Rosendale, residing in Ulster county, NY, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's prime USDA versus FHA rates, figuring out the income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program for your financial needs in .
2025 Loan Limits and Downpayment Details in Rosendale, Ulster, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Rosendale, NY
The mission of Lendersa® is to find you the most favorable USDA or FHA loan swiftly and without hassle. Choose from one of three starting points to connect with lenders and discover suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is available exclusively in rural areas. Contrary to FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, providing a distinct advantage.
Davis Trust Company was founded on June 17th of 1901 by former US Senator Henry Gassaway Davis. Henry G. Davis is responsible for the formation of many local landmarks in Elkins, WV such as Davis & Elkins College including the historic mansions, Halliehurst and Graceland, as well as Davis Memorial Hospital.
Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.
The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
Summit Hampton Roads Federal Credit Union has been open since 1970. The credit union has assets totaling $10.32 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves health care employees.
1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
CMS Mortgage Solutions has expanded and are financing homes in District of Columbia, Maryland, Florida, Pennsylvania, North Carolina, and Virginia. Thriving on current market knowledge, we pride ourselves in offering loan programs to benefit every consumer. CMS Mortgage Solutions was founded by Corrina Carter in 2004
In 1912 the founding members formed a mutual association named Elizabeth Building & Loan. Collectively the members put in their own funding to provide resources for lending. EB&L offers an alternative lending opportunity for first time home owners, repeat borrowers and investors.
YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well.
If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
Teamsters Local 697 Federal Credit Union has been open since 1972. The credit union has assets totaling $3.14 Million and provides banking services to more than 500 members as of March 2022.
The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
OCPS Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the OCPS Federal Credit Union will continue a sound yet progressive asset management strategy
