In 2025, the USDA loan limit for North-Bellport, situated in Suffolk, NY, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to compare USDA, FHA, Conforming, and VA options side by side to choose the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans, hassle-free. Choose one of three starting methods to align with matching lenders and explore USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is strictly available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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