USDA Vs. FHA your options comparison in Patchogue, Suffolk County, NY
In 2025, the USDA loan limit for Patchogue, located in Suffolk county, NY, is $776,600. Meanwhile, the FHA cap for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to explore the best USDA versus FHA rates today, evaluating income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program that best suits your financial situation in .
2025 Loan Limits and Down Payment Requirements in Patchogue, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Patchogue, NY
The goal of Lendersa® is to quickly connect you with the optimal USDA or FHA loan with minimal hassle. You can choose from three starting points to find matching lenders offering USDA programs.
A USDA home loan is a government-guaranteed loan through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.
10689 North Kendall Drive, Suite 319, Miami, FL, 33176
1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
11160 N. Kendall Drive, Suite 106, Miami, FL, 33176
At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.
14510 South West 77 Court, Palmetto Bay, FL, 33158
Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business
4851 Tamiami Trail North, Suite 200, Naples, FL, 34103
(239) 237-0789 Naples Mortgage Company is a small, local company focused on providing customers in Southwest FL with the ultimate in service as well as outstanding rates. At Naples Mortgage Company, the customer always comes first. Our goal is not only to provide our customers with the ultimate in customer service, but outstanding pricing as well.
At Gulf Coast Mortgage of Naples, Inc. our customers & partners are the most important part of our business. What this means to you is that you have found a mortgage company who truly cares about you & what you really want. It is our mission to make you happy from start to finish.
"The First Florida Home Mortgage, Inc Team is your premier mortgage team located in Naples, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of Florida.
We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
