USDA Vs. FHA your options comparison in North-Dansville, Livingston County, NY
For 2025, the USDA loan limit in North-Dansville, situated within Livingston county, NY, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
To compare the current USDA versus FHA rates and assess the best option, use the Lendersa® USDA loan calculator. Determine the income, creditworthiness, reserves, and necessary documents for qualification. This advanced mortgage tool presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the program that aligns with your financial needs in .
2025 Loan Limits and Down Payment Requirements in North-Dansville, Livingston, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Dansville, NY
Lendersa® is dedicated to finding you the most suitable USDA or FHA loan quickly and efficiently, without hassle. Choose from three initial options that connect you with matching lenders and USDA programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not necessitate any down payment.
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