USDA and FHA Pro and Con in North-Dansville, Livingston County, NY

For 2025, the USDA loan limit in North-Dansville, situated within Livingston county, NY, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.

To compare the current USDA versus FHA rates and assess the best option, use the Lendersa® USDA loan calculator. Determine the income, creditworthiness, reserves, and necessary documents for qualification. This advanced mortgage tool presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the program that aligns with your financial needs in .

Browse loan offers from a collection of 100 lenders

2025 Loan Limits and Down Payment Requirements in North-Dansville, Livingston, NY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in North-Dansville, NY

Lendersa® is dedicated to finding you the most suitable USDA or FHA loan quickly and efficiently, without hassle. Choose from three initial options that connect you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in NY

The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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