For 2026, the USDA loan cap for a single-family home in Dansville, Livingston, NY is $336,500 and the FHA maximum is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Evaluate the required income, credit, reserves, and documents for qualification. See a side-by-side of USDA, FHA, Conforming, and VA loans with our advanced mortgage tool to identify the best option for your financial needs in .
2026 loan limits and down payment details in Dansville, Livingston, NY
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices in Dansville, NY
The goal of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loans without the stress. Choose from three starting options that connect you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also termed a USDA rural development loan or mortgage. It is only available in rural areas, requiring no down payment, whereas FHA loans need at least 3.5% down.
Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.
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Promote owner-occupancy of homes in the area east of Syracuse University campus
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Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect.
Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.
