USDA Vs. FHA Pro and Con comparison in Dansville, Livingston County, NY
For 2026, the USDA loan cap for a single-family home in Dansville, Livingston, NY is $336,500 and the FHA maximum is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Evaluate the required income, credit, reserves, and documents for qualification. See a side-by-side of USDA, FHA, Conforming, and VA loans with our advanced mortgage tool to identify the best option for your financial needs in .
2026 loan limits and down payment details in Dansville, Livingston, NY
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices in Dansville, NY
The goal of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loans without the stress. Choose from three starting options that connect you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also termed a USDA rural development loan or mortgage. It is only available in rural areas, requiring no down payment, whereas FHA loans need at least 3.5% down.
Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.
The American farmer has always been known for honesty, hard work, and helping out their neighbor. Those values were the foundation of our credit union back in 1934 when a group of local farmers came together and built a place to save their money and make loans to one another. WE ARE HERE TO SERVE YOU AND ALL OF YOUR FINANCIAL NEEDS!
The Bank of Camilla was established more than 125 years ago as the first bank in Mitchell County. The bank was chartered on November 4, 1889, and began business on January 2, 1890, in the first brick building in Camilla, known for many years as "Bennett Hall." The founding fathers and first directors of the bank were T. R. Bennett.
Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
First Cahawba Bank provides banking the way it should be. Our number one priority is the hard-working individuals and businesses that are the back bone of our community. Like you, we have watched area banks become part of mega banks. At First Cahawba Bank we make local decisions and offer comprehensive banking services to meet your financial goals.
First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.
Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)
Our bank was founded in 1997. Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.
